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Deluxe

DLX

Deluxe Corporation is a leading payments and data company that provides technology-enabled solutions to small and medium-sized businesses, financial institutions, and major consumer brands.

Market cap
$1.25B+71.5%
Revenue$2.1B+0.5%
Net income$103.9M+85.5%
Free cash flow$178.3M+50.9%
EPS (diluted)$2.27+81.6%
Trailing twelve months · change vs. prior year

Earnings

Next report

Aug 5, 2026 (In 6 days)
Revenue estimate$486.3M
EPS estimate$0.81

Financials

Q1 2026

Income statement

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Revenue$538.1M+0.3%
Gross profit$279.4M-0.6%
Operating income$71.8M+49.3%
Net income$35.8M+156%
EPS (diluted)$0.77+148%

Balance sheet

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Cash & equivalents$62.3M-7.4%
Total debt$1.5B-7.9%
Total equity$696.8M+12.0%
Total assets$2.6B-0.7%

Cash flow

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Operating cash flow$52.7M+4.8%
CapEx$25.4M-2.3%
Free cash flow$27.3M+12.3%

Valuation & ratios

Valuation

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Market cap$1.22B+71.5%
Enterprise value$2.62B+17.1%
P/E11.8×-0.7×
P/S0.6×+0.2×

Profitability

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Gross margin52.9%0.0pp
Operating margin12%+2.8pp
Net margin4.9%+2.2pp
FCF margin8.4%+2.8pp

Returns & leverage

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Return on equity15.8%+6.7pp
Debt / equity2.1×-0.5×
Current ratio1.1×+0.2×

Segments

By product

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Checks$165.9M
Merchant services revenue$104.9M+7.3%
Data-driven marketing$92.5M+28.5%
Treasury management solutions$57.8M+6.4%
Forms and other business products$52.4M

By segment

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Print$262.2M-10.0%
Data Solutions$97.5M+26.3%
B2B Payments$73.5M+4.7%

Competitors

Profile

Deluxe Corporation is a leading payments and data company that provides technology-enabled solutions to small and medium-sized businesses, financial institutions, and major consumer brands. The company facilitates customer relationships through merchant services, treasury management, and data-driven marketing, while leveraging cash flows from its legacy check and business form printing operations. Its core value proposition focuses on driving operational efficiency and growth through digital payment transformation and advanced data analytics.

Competitive position

Deluxe is a leading U.S. check printer transitioning into a diversified fintech player with significant scale in merchant processing and data analytics. It maintains a competitive edge through deep financial institution relationships and owned technology infrastructure for settlement and risk management.

GeographiesNorth America, United States, Canada, India
Customer segmentsSmall and Medium Businesses (SMB), Financial Institutions, Government Agencies, Enterprise Brands
Business modelTransaction-based fees, Manufacturing and distribution, Data-as-a-Service, Software-as-a-Service
SuppliersPaper and pulp mills, Plastic and ink suppliers, National credit bureaus, Cloud infrastructure providers, Payment card networks
CustomersRetail merchants, Commercial banks, Non-profit organizations, Individual consumers, Public sector entities
Listed1972
Employees5.2K
CEOBarry C. McCarthy
Websitedeluxe.com
FilingsSEC EDGAR

Questions, answered.

What is Deluxe's market cap?
Deluxe (DLX) has a market capitalization of $1.2B and trades on NYSE.
What is Deluxe's revenue and profitability?
Deluxe generated $2.1B in trailing twelve-month revenue with net income of $103.9M, representing a net margin of 4.9%. Gross margin stands at 52.9%, with free cash flow of $178.3M. These figures are based on the Q1 2026 filing.
Who are Deluxe's competitors?
Deluxe's key competitors include U.S. Bancorp, American Express, Repay Holdings Corporation Class A Common Stock, and others. These companies compete in similar markets and product categories.
Who does Deluxe partner with?
Deluxe's notable partners include Visa, Mastercard, JPMorgan Chase Bank, and others.
Where is Deluxe headquartered?
Deluxe is headquartered in United States of America and employs approximately 5,170 people. It has been publicly traded since 1972.