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Hanmi Financial HAFC Provision for Credit Losses

Provision for Credit Losses at other companies

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Other financials

Income statement

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Revenue$71.7M+14.2%
Operating income$22.6M+27.6%
Net income$22.6M+27.6%
EPS (diluted)$0.75+29.3%

Balance sheet

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Total debt$38.0M-6.1%
Total equity$802.8M+6.8%
Total assets$7.8B+1.4%

Cash flow

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Operating cash flow$23.9M-9.4%
CapEx$499.0K+89.7%
Free cash flow$23.4M-10.4%

Valuation

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Market cap$955.8M+38.8%
P/E11.8×+1.2×
P/S3.4×+0.5×

Profitability

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Operating margin27.7%
Net margin29%+1.9pp
FCF margin79.2%+59.6pp

Returns & leverage

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Return on equity10.4%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hanmi Financial in its filing.

Tagged under the XBRL concept us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal.

The official record: Hanmi Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hanmi Financial's provision for credit losses?
Hanmi Financial (HAFC) reported provision for credit losses of -$271K in Q1 2026.
How has Hanmi Financial's provision for credit losses changed year-over-year?
Hanmi Financial's provision for credit losses decreased by 183.4% year-over-year, from $325K to -$271K.
What is the long-term trend for Hanmi Financial's provision for credit losses?
Over 4 years (2021 to 2025), Hanmi Financial's provision for credit losses has grown at a -12.3% compound annual growth rate (CAGR), from -$24.4M to $14.44M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.