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Fulton Financial FULT Reportable Segment — Net occupancy

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Other financials

Income statement

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Revenue$363.6M+12.2%
Net income$99.9M+0.7%
EPS (diluted)$0.52-1.9%

Balance sheet

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Cash & equivalents$1.1B+3.1%
Total debt$1.9B-11.8%
Total equity$3.8B+14.6%
Total assets$34.6B+7.9%

Cash flow

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Operating cash flow$114.7M+16,216%
CapEx$1.5M-84.2%
Free cash flow$113.2M+1,408%

Valuation

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Market cap$4.67B+45.8%
P/E11.9×+2.0×
P/S3.4×+0.9×

Profitability

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Net margin28.8%+3.5pp
FCF margin30.6%+12.5pp

Returns & leverage

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Return on equity11%+1.0pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Fulton Financial in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Fulton Financial’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:32 PM EST
Fiscal year
FY2025
Accession
0000700564-26-000006
(dollars in thousands, except per-share data)202520242023
Non-Interest Expense
Salaries and employee benefits443,546432,821377,417
Data processing and software75,09177,88266,471
Net occupancy68,12569,35958,019
Other outside services49,90260,58647,724
Intangible amortization22,46217,8302,944
FDIC insurance20,17823,82925,565
Equipment16,17617,85014,390

Item 8. Financial Statements and Supplementary Data

FAQ

What is Fulton Financial's reportable segment — net occupancy?
Fulton Financial (FULT) reported reportable segment — net occupancy of $17.03M in Q4 2025.
How has Fulton Financial's reportable segment — net occupancy changed year-over-year?
Fulton Financial's reportable segment — net occupancy decreased by 1.8% year-over-year, from $17.34M to $17.03M.
What is the long-term trend for Fulton Financial's reportable segment — net occupancy?
Over 3 years (2022 to 2025), Fulton Financial's reportable segment — net occupancy has grown at a 6.6% compound annual growth rate (CAGR), from $56.2M to $68.13M.
What does reportable segment — net occupancy mean?
This reflects the net costs associated with maintaining physical office space, branches, and facilities used by the segment. It serves as a measure of the overhead required to maintain a physical presence for customer service and operations.

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