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Univest Financial Corporation UVSP Banking1 — Net occupancy

Other segment segments

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$151K-1.9%
Wealth Management
$128K0.0%

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Other financials

Income statement

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Revenue$84.4M+4.1%
Net income$23.0M+14.9%
EPS (diluted)$0.82+18.8%

Balance sheet

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Cash & equivalents$195.3M+21.8%
Total debt$70.7M-48.2%
Total equity$954.3M+4.1%
Total assets$8.2B+3.3%

Cash flow

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Operating cash flow$24.0M+3.1%
CapEx$1.1M-20.7%
Free cash flow$22.9M+4.5%

Valuation

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Market cap$1.18B+42.9%
Enterprise value$1.06B+31.7%
P/E12×+1.7×
P/S3.5×+0.8×

Profitability

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Net margin29%+3.2pp
FCF margin31.2%-1.5pp

Returns & leverage

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Return on equity10.5%+1.5pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Univest Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Univest Financial Corporation’s 10-Q, filed July 28, 2026.

Filed
Jul 28, 2026, 2:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000102212-26-000037
(Dollars in thousands)Three Months Ended / BankingThree Months Ended / Wealth ManagementThree Months Ended / InsuranceThree Months Ended / OtherThree Months Ended / Consolidated
Provision for credit losses2,6722,672
Less: (1)
Salaries, benefits and commissions19,8064,5183,7175,16733,208
Net occupancy2,3911281512682,938
Equipment83311222561,122
Data processing2,6653831501,4294,627
Professional fees707229121,0812,029
Marketing and advertising535191433988

Item 1. Financial Statements (Unaudited)

FAQ

What is Univest Financial Corporation's banking1 — net occupancy?
Univest Financial Corporation (UVSP) reported banking1 — net occupancy of $2.39M in Q2 2026.
How has Univest Financial Corporation's banking1 — net occupancy changed year-over-year?
Univest Financial Corporation's banking1 — net occupancy increased by 9.6% year-over-year, from $2.18M to $2.39M.
What is the long-term trend for Univest Financial Corporation's banking1 — net occupancy?
Over 3 years (2022 to 2025), Univest Financial Corporation's banking1 — net occupancy has grown at a 0.9% compound annual growth rate (CAGR), from $8.68M to $8.93M.
What does banking1 — net occupancy mean?
This represents the net costs associated with maintaining physical branch locations and administrative offices, including rent, utilities, maintenance, and depreciation. It serves as a key indicator of the segment's physical footprint and fixed overhead costs. Managing these costs is vital for maintaining operational efficiency in a digital-first banking environment.

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