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Fulton Financial FULT Accretion (Amortization) of Discounts and Premiums, Investments

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Other financials

Income statement

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Revenue$363.6M+12.2%
Net income$99.9M+0.7%
EPS (diluted)$0.52-1.9%

Balance sheet

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Cash & equivalents$1.1B+3.1%
Total debt$1.9B-11.8%
Total equity$3.8B+14.6%
Total assets$34.6B+7.9%

Cash flow

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Operating cash flow$114.7M+16,216%
CapEx$1.5M-84.2%
Free cash flow$113.2M+1,408%

Valuation

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Market cap$4.64B+41.7%
P/E11.8×+1.7×
P/S3.4×+0.8×

Profitability

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Net margin28.8%+3.5pp
FCF margin30.6%+12.5pp

Returns & leverage

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Return on equity11%+1.0pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Fulton Financial in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The source filing: Fulton Financial’s 10-Q, filed May 8, 2026.

Filed
May 8, 2026, 4:31 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000700564-26-000016
(dollars in thousands)Three months ended March 31, 2026Three months ended March 31, 2025
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses14,44213,898
Depreciation and amortization of premises and equipment6,7867,222
Net amortization of investment securities premiums190328
Net accretion of loan discounts(10,309)(13,134)
Investment securities losses, net2
Gain on sales of mortgage loans held for sale(2,430)(1,665)
Proceeds from sales of mortgage loans held for sale115,458101,038

Item 1. Financial Statements

FAQ

What is Fulton Financial's accretion (amortization) of discounts and premiums, investments?
Fulton Financial (FULT) reported accretion (amortization) of discounts and premiums, investments of -$190K in Q1 2026.
How has Fulton Financial's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Fulton Financial's accretion (amortization) of discounts and premiums, investments increased by 42.1% year-over-year, from -$328K to -$190K.
What is the long-term trend for Fulton Financial's accretion (amortization) of discounts and premiums, investments?
Over 3 years (2021 to 2025), Fulton Financial's accretion (amortization) of discounts and premiums, investments has grown at a -55.9% compound annual growth rate (CAGR), from -$16.03M to -$1.38M.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to net income resulting from the systematic amortization of premiums or accretion of discounts on investment securities. It reflects the adjustment of the carrying value of debt securities toward their par value over the remaining life of the instrument. This metric is essential for reconciling net income with actual cash flows from investment activities.

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