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Lakeland Financial LKFN Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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$1.19M+147%
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Other financials

Income statement

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Revenue$69.7M+9.3%
Net income$26.5M+31.8%
EPS (diluted)$1.04+33.3%

Balance sheet

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Cash & equivalents$151.3M-35.7%
Total debt$125.1M+1,780%
Total equity$748.9M+7.8%
Total assets$7.1B+3.4%

Cash flow

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Operating cash flow$34.7M+19.9%
CapEx$4.7M+164%
Free cash flow$30.0M+10.4%

Valuation

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Market cap$1.53B-3.3%
Enterprise value$1.51B+11.5%
P/E14×-3.6×
P/S5.6×-0.6×

Profitability

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Net margin39.9%+4.9pp
FCF margin38.8%+0.8pp

Returns & leverage

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Return on equity15.2%+1.8pp
Debt / equity0.2×+0.2×

Where this comes from

Reported directly by Lakeland Financial in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Lakeland Financial’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lakeland Financial's accretion (amortization) of discounts and premiums, investments?
Lakeland Financial (LKFN) reported accretion (amortization) of discounts and premiums, investments of -$870K in Q1 2026.
How has Lakeland Financial's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Lakeland Financial's accretion (amortization) of discounts and premiums, investments increased by 13.0% year-over-year, from -$1M to -$870K.
What is the long-term trend for Lakeland Financial's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Lakeland Financial's accretion (amortization) of discounts and premiums, investments has grown at a -5.1% compound annual growth rate (CAGR), from -$4.96M to -$4.01M.
What does accretion (amortization) of discounts and premiums, investments mean?
Represents the non-cash adjustment to interest income resulting from the systematic amortization of premiums or accretion of discounts on investment securities purchased at prices different from their par value. This metric is essential for reconciling the effective yield of the investment portfolio with the stated coupon rates.