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Eagle Bancorp EGBN Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Bank of AmericaBAC
$200M+135%
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$224K+221%
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Shore BancsharesSHBI
$69K+292%
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Origin BancorpOBK
$29K+104%
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Customers BancorpCUBI
$991K+36.7%
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Lakeland FinancialLKFN
-$870K+13.0%

Other financials

Income statement

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Revenue$76.4M+3.4%
Net income$14.7M+779%
EPS (diluted)$0.48+700%

Balance sheet

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Cash & equivalents$579.4M-14.4%
Total debt$111.0M-90.1%
Total equity$1.1B-8.0%
Total assets$10.0B-12.0%

Cash flow

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Operating cash flow$14.9M-65.6%
CapEx$587.0K+325%
Free cash flow$14.3M-66.8%

Valuation

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Market cap$861.81M+64.7%
Enterprise value$393.49M-59.6%
P/S2.9×+1.1×

Profitability

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Net margin-41.4%
FCF margin53.8%+5.9pp

Returns & leverage

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Return on equity-10.5%
Debt / equity0.1×-0.8×

Where this comes from

Reported directly by Eagle Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Eagle Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eagle Bancorp's accretion (amortization) of discounts and premiums, investments?
Eagle Bancorp (EGBN) reported accretion (amortization) of discounts and premiums, investments of -$1.11M in Q1 2026.
How has Eagle Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Eagle Bancorp's accretion (amortization) of discounts and premiums, investments increased by 4.2% year-over-year, from -$1.16M to -$1.11M.
What is the long-term trend for Eagle Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 3 years (2022 to 2025), Eagle Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a -20.7% compound annual growth rate (CAGR), from -$9.01M to -$4.49M.
What does accretion (amortization) of discounts and premiums, investments mean?
This metric reflects the non-cash adjustment to interest income resulting from the systematic amortization of premiums or accretion of discounts on investment securities. It aligns the purchase price of a security with its par value over the remaining life of the instrument. This adjustment is essential for calculating the effective yield on the bank's investment portfolio.