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City Holding Company CHCO Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Other financials

Income statement

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Revenue$79.2M+6.3%
Net income$31.7M+4.6%
EPS (diluted)$2.20+6.8%

Balance sheet

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Cash & equivalents$299.0M-22.3%
Total debt$150.0M0.0%
Total equity$794.4M+5.0%
Total assets$6.8B+2.1%

Cash flow

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Operating cash flow$38.0M+20.6%
CapEx$726.0K+187%
Free cash flow$37.3M+19.3%

Valuation

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Market cap$1.83B-1.8%
Enterprise value$1.68B+3.6%
P/E13.9×-1.9×
P/S5.7×-0.6×

Profitability

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Net margin41.4%+1.5pp
FCF margin42.2%-1.4pp

Returns & leverage

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Return on equity17%+0.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by City Holding Company in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: City Holding Company’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is City Holding Company's accretion (amortization) of discounts and premiums, investments?
City Holding Company (CHCO) reported accretion (amortization) of discounts and premiums, investments of -$1.72M in Q4 2025.
How has City Holding Company's accretion (amortization) of discounts and premiums, investments changed year-over-year?
City Holding Company's accretion (amortization) of discounts and premiums, investments increased by 23.3% year-over-year, from -$2.25M to -$1.72M.
What is the long-term trend for City Holding Company's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), City Holding Company's accretion (amortization) of discounts and premiums, investments has grown at a -5.9% compound annual growth rate (CAGR), from -$8.78M to -$6.89M.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to net income resulting from the amortization of premiums or accretion of discounts on investment securities held by the bank. It reflects the systematic allocation of the difference between the purchase price and the par value of debt securities over their remaining life. This adjustment is necessary to reconcile net income with cash flow from operations.