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First Community Bankshares FCBC Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

City Holding Company logo
City Holding CompanyCHCO
-$1.72M+23.3%
CTB
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-$568K+10.6%
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Southern First BancsharesSFST
$104K+203%
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Home BancorpHBCP
$58K+207%
Greene County Bancorp logo
Greene County BancorpGCBC
$660K
National Bankshares logo
National BanksharesNKSH
-$236K+14.2%

Other financials

Income statement

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Net income$12.0M+1.8%

Balance sheet

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Cash & equivalents$117.5M+37.4%
Total debt$591.0K+14.8%
Total equity$521.4M+5.0%
Total assets$3.6B+13.0%

Cash flow

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Operating cash flow-$11.4M-186%
CapEx$1.2M+2.8%
Free cash flow-$12.5M-203%

Valuation

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Market cap$911.3M+39.5%
P/E18.6×+5.6×

Returns & leverage

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Return on equity9.6%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by First Community Bankshares in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The source filing: First Community Bankshares’s 10-Q, filed May 8, 2026.

Filed
May 8, 2026, 1:39 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001437749-26-015833
(Amounts in thousands)Three Months Ended / March 31, 2026Three Months Ended / March 31, 2025
Adjustments to reconcile net income to net cash provided by operating activities
Provision for credit losses for loans378321
Depreciation and amortization of premises and equipment8921,039
Accretion of discounts on investments(11,419)(339)
Amortization of intangible assets846524
Accretion on acquired loans(490)(556)
Equity-based compensation expense74-
Net loss on sale of premises and equipment, net-2

Document

FAQ

What is First Community Bankshares's accretion (amortization) of discounts and premiums, investments?
First Community Bankshares (FCBC) reported accretion (amortization) of discounts and premiums, investments of $11.42M in Q1 2026.
How has First Community Bankshares's accretion (amortization) of discounts and premiums, investments changed year-over-year?
First Community Bankshares's accretion (amortization) of discounts and premiums, investments increased by 3268.4% year-over-year, from $339K to $11.42M.
What is the long-term trend for First Community Bankshares's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), First Community Bankshares's accretion (amortization) of discounts and premiums, investments has grown at a 21.8% compound annual growth rate (CAGR), from -$454K to $1M.
What does accretion (amortization) of discounts and premiums, investments mean?
This reflects the periodic adjustment to the carrying value of investment securities purchased at a price different from their par value. It represents the systematic recognition of interest income or expense resulting from the amortization of premiums or the accretion of discounts over the life of the security. This metric is essential for reconciling reported interest income with actual cash flows from the investment portfolio.

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