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Community Trust Bancorp CTBI Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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-$234K+41.8%
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Center BancorpCNOB
$224K+221%
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Stellar BancorpSTEL
$2.77M+113%
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-$1.11M+4.2%
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First Community BanksharesFCBC
$11.42M+3,268%
Customers Bancorp logo
Customers BancorpCUBI
$991K+36.7%

Other financials

Income statement

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Revenue$74.2M+12.1%
Net income$27.2M+23.8%
EPS (diluted)$1.50+23.0%

Balance sheet

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Cash & equivalents$358.7M+5.3%
Total debt$16.0M-2.8%
Total equity$871.2M+11.1%
Total assets$6.7B+7.4%

Cash flow

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Operating cash flow$39.5M+7.9%
CapEx$1.6M-25.2%
Free cash flow$37.9M+9.9%

Valuation

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Market cap$1.29B+20.9%
Enterprise value$945.87M+29.3%
P/E12.5×+0.1×
P/S4.4×+0.3×

Profitability

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Net margin35.5%+1.9pp
FCF margin34.7%-7.4pp

Returns & leverage

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Return on equity12.5%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Community Trust Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Community Trust Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Trust Bancorp's accretion (amortization) of discounts and premiums, investments?
Community Trust Bancorp (CTBI) reported accretion (amortization) of discounts and premiums, investments of -$539K in Q1 2026.
How has Community Trust Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Community Trust Bancorp's accretion (amortization) of discounts and premiums, investments increased by 7.7% year-over-year, from -$584K to -$539K.
What is the long-term trend for Community Trust Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Community Trust Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a -24.9% compound annual growth rate (CAGR), from -$8.01M to -$2.54M.
What does accretion (amortization) of discounts and premiums, investments mean?
The non-cash adjustment to interest income resulting from the systematic allocation of purchase premiums or discounts on investment securities over their remaining life. This ensures that the effective yield on the investment portfolio is accurately reflected in the income statement.