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Midland States Bancorp MSBI Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Stifel Financial logo
Stifel FinancialSF
-$1.43M+17.1%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
-$229K-227%
Northwest Bancshares logo
Northwest BancsharesNWBI
$54K+5.9%
Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
$411K+245%
Greene County Bancorp logo
Greene County BancorpGCBC
$660K
UBS
United BanksharesUBSI
-$3.86M-1.0%

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's accretion (amortization) of discounts and premiums, investments?
Midland States Bancorp (MSBI) reported accretion (amortization) of discounts and premiums, investments of $4.39M in Q1 2026.
How has Midland States Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Midland States Bancorp's accretion (amortization) of discounts and premiums, investments increased by 52.5% year-over-year, from $2.88M to $4.39M.
What is the long-term trend for Midland States Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Midland States Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a 34.4% compound annual growth rate (CAGR), from -$4.2M to $13.7M.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to interest income resulting from the amortization of premiums or the accretion of discounts on investment securities. It aligns the effective yield of the securities with their purchase price over the remaining term to maturity.