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Northwest Bancshares NWBI Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

UBS
United BanksharesUBSI
-$3.86M-1.0%
Center Bancorp logo
Center BancorpCNOB
$224K+221%
CTB
Community Trust BancorpCTBI
-$568K+10.6%
Midland States Bancorp logo
Midland States BancorpMSBI
$4.39M+52.5%
Citizens & Northern logo
Citizens & NorthernCZNC
-$360K-2.9%
Greene County Bancorp logo
Greene County BancorpGCBC
$660K

Other financials

Income statement

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Revenue$181.2M+20.5%
Net income$53.5M+59.0%
EPS (diluted)$0.36+38.5%

Balance sheet

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Cash & equivalents$248.5M-7.0%
Total debt$50.5M-79.8%
Total equity$1.9B+17.4%
Total assets$17.2B+18.8%

Cash flow

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Operating cash flow$31.7M
CapEx$5.6M+53.1%
Free cash flow$26.1M

Valuation

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Market cap$2.28B+34.8%
P/E14.9×+3.1×
P/S3.2×+0.4×

Profitability

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Net margin21.7%-2.2pp
FCF margin19.5%

Returns & leverage

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Return on equity8.6%-0.4pp
Debt / equity-0.1×

Where this comes from

Reported directly by Northwest Bancshares in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The source filing: Northwest Bancshares’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:09 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001471265-26-000017
Line itemThree months ended March 31, 2026Three months ended March 31, 2025
Net depreciation, amortization and accretion(1,346)596
Decrease in other assets63,31565,841
Decrease in other liabilities(49,361)(16,895)
Net amortization on marketable securities(54)(51)
Noncash compensation expense related to stock benefit plans6871,679
Noncash write-down of other assets21160
Origination of loans held-for-sale(41,552)(35,979)
Proceeds from sale of loans held-for-sale48,53642,806

Item 1. FINANCIAL STATEMENTS

FAQ

What is Northwest Bancshares's accretion (amortization) of discounts and premiums, investments?
Northwest Bancshares (NWBI) reported accretion (amortization) of discounts and premiums, investments of $54K in Q1 2026.
How has Northwest Bancshares's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Northwest Bancshares's accretion (amortization) of discounts and premiums, investments increased by 5.9% year-over-year, from $51K to $54K.
What is the long-term trend for Northwest Bancshares's accretion (amortization) of discounts and premiums, investments?
Over 3 years (2021 to 2025), Northwest Bancshares's accretion (amortization) of discounts and premiums, investments has grown at a -59.6% compound annual growth rate (CAGR), from -$7.76M to $511K.
What does accretion (amortization) of discounts and premiums, investments mean?
Represents the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities purchased at prices different from their par value. This metric is essential for reconciling the effective yield of the investment portfolio with the cash interest received.

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