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Customers Bancorp CUBI Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

First Financial Bancorp logo
First Financial BancorpFFBC
$1.15M+257%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
-$630K+38.7%
Banc of California logo
Banc of CaliforniaBANC
-$4.52M+10.7%
Associated Banc-Corp logo
Associated Banc-CorpASB
-$12.26M-93.6%

Other financials

Income statement

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Revenue$225.7M+57.9%
Net income$69.7M+439%
EPS (diluted)$1.97+579%

Balance sheet

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Cash & equivalents$4.8B+39.9%
Total debt$1.7B+31.6%
Total equity$2.1B+15.0%
Total assets$25.9B+15.4%

Cash flow

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Operating cash flow$35.1M-62.7%
CapEx$49.0K-92.9%
Free cash flow$35.0M-62.5%

Valuation

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Market cap$2.63B+50.3%
Enterprise value-$494.97M-29.9%
P/E9.4×-2.7×
P/S2.9×+0.3×

Profitability

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Net margin31.2%+9.8pp
FCF margin46.9%+9.0pp

Returns & leverage

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Return on equity14%+5.9pp
Debt / equity0.8×+0.1×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Customers Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Customers Bancorp's accretion (amortization) of discounts and premiums, investments?
Customers Bancorp (CUBI) reported accretion (amortization) of discounts and premiums, investments of $991K in Q1 2026.
How has Customers Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Customers Bancorp's accretion (amortization) of discounts and premiums, investments increased by 36.7% year-over-year, from $725K to $991K.
What is the long-term trend for Customers Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 2 years (2021 to 2025), Customers Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a 44.6% compound annual growth rate (CAGR), from -$1.88M to $3.94M.
What does accretion (amortization) of discounts and premiums, investments mean?
This reflects the systematic adjustment of the carrying value of investment securities purchased at a price different from their par value. It represents the non-cash recognition of interest income or expense over the life of the security to align the yield with the effective interest rate.