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Enterprise Financial Services EFSC Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Stifel FinancialSF
-$1.43M+17.1%
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$1.2M+1,100%
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$1.19M+147%
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City Holding CompanyCHCO
-$1.72M+23.3%
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Customers BancorpCUBI
$991K+36.7%
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Center BancorpCNOB
$224K+221%

Other financials

Income statement

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Revenue$185.2M+11.6%
Net income$49.4M-1.2%
EPS (diluted)$1.30-0.8%

Balance sheet

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Cash & equivalents$634.5M+31.7%
Total debt$27.1M+3.8%
Total equity$2.0B+8.3%
Total assets$17.2B+9.9%

Cash flow

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Operating cash flow$58.5M+46.2%
CapEx$1.0M-76.7%
Free cash flow$57.5M+61.4%

Valuation

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Market cap$2.37B+0.3%
P/E11.8×-0.3×
P/S3.1×-0.5×

Profitability

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Net margin26.4%-3.3pp
FCF margin26.8%-11.2pp

Returns & leverage

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Return on equity10.3%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Enterprise Financial Services in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Enterprise Financial Services’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enterprise Financial Services's accretion (amortization) of discounts and premiums, investments?
Enterprise Financial Services (EFSC) reported accretion (amortization) of discounts and premiums, investments of -$630K in Q1 2026.
How has Enterprise Financial Services's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Enterprise Financial Services's accretion (amortization) of discounts and premiums, investments increased by 38.7% year-over-year, from -$1.03M to -$630K.
What is the long-term trend for Enterprise Financial Services's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Enterprise Financial Services's accretion (amortization) of discounts and premiums, investments has grown at a -15.6% compound annual growth rate (CAGR), from -$7.34M to -$3.73M.
What does accretion (amortization) of discounts and premiums, investments mean?
This reflects the periodic adjustment of the carrying value of investment securities to account for the difference between the purchase price and the face value. It represents the non-cash recognition of interest income or expense adjustments over the life of the investment, impacting the reported cash flow from operations.