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QCR Holdings QCRH Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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-$1.72M+23.3%
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$1.03M+24.2%

Other financials

Income statement

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Revenue$97.3M+15.6%
Net income$36.3M+24.9%
EPS (diluted)$2.19+28.1%

Balance sheet

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Total debt$8.9M+560%
Total equity$1.1B+9.4%
Total assets$9.5B+3.7%

Cash flow

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Operating cash flow$471.5M+1,016%
CapEx$13.4M-25.6%
Free cash flow$458.1M+1,792%

Valuation

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Market cap$1.7B+41.2%
P/E12×+1.3×
P/S4.3×+0.7×

Profitability

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Net margin35.8%+2.6pp
FCF margin200.1%+81.0pp

Returns & leverage

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Return on equity12.9%+1.6pp
Debt / equity0.0×

Where this comes from

Reported directly by QCR Holdings in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The source filing: QCR Holdings’s 10-Q, filed May 8, 2026.

Filed
May 8, 2026, 2:01 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001104659-26-057779
Line item20262025
Stock-based compensation expense1,0531,299
Deferred compensation expense accrued1,6191,444
Gains on other real estate owned, net(31)
Amortization of securities premiums/discounts, net1,371719
Fair value loss on derivatives and trading securities8691,007
Ineffectiveness on fair value hedges516
Loans originated for sale(25,697)(16,211)
Proceeds on sales of loans25,67716,687

Cover / Front Matter

FAQ

What is QCR Holdings's accretion (amortization) of discounts and premiums, investments?
QCR Holdings (QCRH) reported accretion (amortization) of discounts and premiums, investments of -$1.37M in Q1 2026.
How has QCR Holdings's accretion (amortization) of discounts and premiums, investments changed year-over-year?
QCR Holdings's accretion (amortization) of discounts and premiums, investments decreased by 90.7% year-over-year, from -$719K to -$1.37M.
What is the long-term trend for QCR Holdings's accretion (amortization) of discounts and premiums, investments?
Over 3 years (2021 to 2025), QCR Holdings's accretion (amortization) of discounts and premiums, investments has grown at a 39.3% compound annual growth rate (CAGR), from -$1.93M to $5.22M.
What does accretion (amortization) of discounts and premiums, investments mean?
Measures the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities. This adjustment aligns the carrying value of securities with their expected yield over time. It is essential for understanding the true economic interest income generated by the investment portfolio.

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