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Capital Bancorp CBNK Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$55K+234%
QCR Holdings logo
QCR HoldingsQCRH
-$1.37M-90.7%
Customers Bancorp logo
Customers BancorpCUBI
$991K+36.7%
Southern First Bancshares logo
Southern First BancsharesSFST
$104K+203%
Eagle Bancorp logo
Eagle BancorpEGBN
-$1.11M+4.2%
Third Coast Bancshares, Inc. logo
Third Coast Bancshares, Inc.TCBX
$527K+242%

Other financials

Income statement

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Revenue$62.8M+7.1%
Operating income-$923.0K+8.4%
Net income$12.0M-13.7%
EPS (diluted)$0.73-11.0%

Balance sheet

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Cash & equivalents$399.3M+35.8%
Total debt$7.6M+38.0%
Total equity$408.9M+10.6%
Total assets$3.8B+13.7%

Cash flow

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Operating cash flow$21.8M-3.6%
CapEx$643.0K+231%
Free cash flow$21.1M-5.6%

Valuation

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Market cap$563.89M+8.2%
Enterprise value$172.15M-26.0%
P/E10.2×-3.4×
P/S2.3×-0.3×

Profitability

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Operating margin-1.6%-0.4pp
Net margin22.2%+3.3pp
FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Capital Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capital Bancorp's accretion (amortization) of discounts and premiums, investments?
Capital Bancorp (CBNK) reported accretion (amortization) of discounts and premiums, investments of $92K in Q1 2026.
How has Capital Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Capital Bancorp's accretion (amortization) of discounts and premiums, investments increased by 362.9% year-over-year, from -$35K to $92K.
What is the long-term trend for Capital Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 3 years (2021 to 2025), Capital Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a -38.4% compound annual growth rate (CAGR), from -$642K to $150K.
What does accretion (amortization) of discounts and premiums, investments mean?
This reflects the systematic adjustment of the carrying value of investment securities purchased at a price different from their par value. The process aligns the interest income recognized over the life of the security with the effective yield. It is a key component in reconciling net income with cash flows from investment activities.