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National Bankshares NKSH Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Bank of America logo
Bank of AmericaBAC
$200M+135%
First Community Bankshares logo
First Community BanksharesFCBC
$11.42M+3,268%
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
-$6K+87.8%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
-$71K+67.3%
Union Bankshares logo
Union BanksharesUNB
-$22K+84.6%
Greene County Bancorp logo
Greene County BancorpGCBC
$660K

Other financials

Income statement

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Revenue$15.3M+19.4%
Net income$5.0M+53.9%
EPS (diluted)$0.78+52.9%

Balance sheet

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Cash & equivalents$62.2M-49.3%
Total debt$1.9M+34.6%
Total equity$187.4M+12.0%
Total assets$1.8B-0.4%

Cash flow

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Operating cash flow$3.3M+28.6%
CapEx$229.0K-76.2%
Free cash flow$3.1M+91.6%

Valuation

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Market cap$231.36M+34.3%
Enterprise value$171.13M+111%
P/E13.2×-2.1×
P/S+0.5×

Profitability

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Net margin30.3%+12.1pp
FCF margin28.6%+19.7pp

Returns & leverage

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Return on equity9.9%+4.2pp
Debt / equity0.0×

Where this comes from

Reported directly by National Bankshares in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: National Bankshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bankshares's accretion (amortization) of discounts and premiums, investments?
National Bankshares (NKSH) reported accretion (amortization) of discounts and premiums, investments of -$236K in Q1 2026.
How has National Bankshares's accretion (amortization) of discounts and premiums, investments changed year-over-year?
National Bankshares's accretion (amortization) of discounts and premiums, investments increased by 14.2% year-over-year, from -$275K to -$236K.
What is the long-term trend for National Bankshares's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), National Bankshares's accretion (amortization) of discounts and premiums, investments has grown at a -11.1% compound annual growth rate (CAGR), from -$1.69M to -$1.06M.
What does accretion (amortization) of discounts and premiums, investments mean?
Represents the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities. This adjustment aligns the effective yield of the security with its purchase price over the remaining life of the asset. It is a critical component in reconciling net income to cash flow from operating activities.