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Union Bankshares UNB Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

National Bankshares logo
National BanksharesNKSH
-$236K+14.2%
Citizens & Northern logo
Citizens & NorthernCZNC
-$331K+8.1%
Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
$411K+245%
Unity Bancorp logo
Unity BancorpUNTY
$80K+400%
Midland States Bancorp logo
Midland States BancorpMSBI
$4.39M+52.5%
Greene County Bancorp logo
Greene County BancorpGCBC
$660K

Other financials

Income statement

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Revenue$13.8M+8.5%
Net income$3.0M+20.1%
EPS (diluted)$0.65+18.2%

Balance sheet

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Cash & equivalents$29.8M+118%
Total debt$2.4M-4.0%
Total equity$80.6M+15.0%
Total assets$1.6B+6.6%

Cash flow

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Operating cash flow$2.6M-35.2%
CapEx$180.0K+25.9%
Free cash flow$2.5M-37.5%

Valuation

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Market cap$111.94M-5.3%
P/E9.7×-3.2×
P/S-0.3×

Profitability

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Net margin20.8%+2.9pp
FCF margin26.8%-0.7pp

Returns & leverage

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Return on equity15.4%+2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Union Bankshares in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Union Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Union Bankshares's accretion (amortization) of discounts and premiums, investments?
Union Bankshares (UNB) reported accretion (amortization) of discounts and premiums, investments of -$22K in Q1 2026.
How has Union Bankshares's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Union Bankshares's accretion (amortization) of discounts and premiums, investments increased by 84.6% year-over-year, from -$143K to -$22K.
What is the long-term trend for Union Bankshares's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Union Bankshares's accretion (amortization) of discounts and premiums, investments has grown at a -3.0% compound annual growth rate (CAGR), from -$579K to -$513K.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to net income resulting from the amortization of premiums or accretion of discounts on investment securities. It reflects the systematic allocation of the difference between the purchase price and the par value of debt securities over their remaining life. This adjustment is essential for reconciling net income to cash flow from operations by removing non-cash yield impacts.