Connect your AI

Union Bankshares UNB Net margin

Net margin at other companies

M&T BankMTB

29.8%+1.5pp

KeyCorpKEY

25.4%+24.9pp

National BanksharesNKSH

30.3%+12.1pp

Citizens & NorthernCZNC

13.2%-11.4pp

West BancorporationWTBA

35.6%+4.5pp

Bar Harbor BanksharesBHB

22.6%-6.1pp

Other financials

Income statement

Revenue$13.8M+8.5%

Net income$3.0M+20.1%

EPS (diluted)$0.65+18.2%

Balance sheet

Cash & equivalents$29.8M+118%

Total debt$2.4M-4.0%

Total equity$80.6M+15.0%

Total assets$1.6B+6.6%

Cash flow

Operating cash flow$2.6M-35.2%

CapEx$180.0K+25.9%

Free cash flow$2.5M-37.5%

Valuation

Market cap$111.94M-5.3%

P/E9.7×-3.2×

P/S2×-0.3×

Profitability

FCF margin26.8%-0.7pp

Returns & leverage

Return on equity15.4%+2.2pp

Debt / equity0×0.0×

Where this comes from

Calculated from Union Bankshares’s reported figures.

net income/total revenue=20.8%

Based on trailing twelve months.

The official record: Union Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Union Bankshares's net margin.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Harbor at dusk

Questions, answered.

What is Union Bankshares's net margin?: Union Bankshares (UNB) reported net margin of 20.8% in Q1 2026.
How has Union Bankshares's net margin changed year-over-year?: Union Bankshares's net margin increased by 16.0% year-over-year, from 18% to 20.8%.
What is the long-term trend for Union Bankshares's net margin?: Over 5 years (2020 to 2025), Union Bankshares's net margin has grown at a -5.4% compound annual growth rate (CAGR), from 26.9% to 20.3%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.