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Union Bankshares

UNB

Union Bankshares, Inc. is a one-bank holding company that operates Union Bank, a community-focused financial institution serving northern Vermont and northern New Hampshire.

Market cap
$116.62M-0.8%
Revenue$57.2M+14.0%
Net income$12.7M+34.5%
Free cash flow$20.9M+96.8%
EPS (diluted)$2.59+28.9%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 21, 2026 (in a month)

Financials

Q2 2026

Income statement

See full
Revenue$14.9M+12.6%
Net income$3.2M+29.2%
EPS (diluted)$0.60+15.4%

Balance sheet

See full
Cash & equivalents$31.0M+5.9%
Total equity$90.4M+26.9%
Total assets$1.6B+5.3%

Cash flow

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Operating cash flow$6.9M+2,300%
CapEx$920.0K+37.5%
Free cash flow$6.0M

Valuation & ratios

Valuation

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Market cap$116.62M-0.8%
P/E9.2×-3.3×
P/S-0.3×

Profitability

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Net margin22.3%+3.4pp
FCF margin36.5%+15.4pp

Returns & leverage

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Return on equity15.8%+1.8pp

Competitors

Profile

Union Bankshares, Inc. is a one-bank holding company that operates Union Bank, a community-focused financial institution serving northern Vermont and northern New Hampshire. The company provides a comprehensive suite of retail, commercial, and municipal banking services alongside wealth management and trust solutions. Its core value proposition centers on local autonomy, personal service, and timely decision-making to serve small-to-medium sized businesses and residential customers.

Competitive position

A community-focused regional bank that leverages local expertise and personal relationships to compete against larger national and regional financial institutions.

GeographiesVermont, New Hampshire, United States
Customer segmentsRetail, Commercial, Municipal, SME
Business modelInterest-based lending, Fee-based services, Asset management
SuppliersFederal Reserve Bank, Federal Home Loan Bank (FHLB), Depositors, Technology and core banking software providers
CustomersResidential mortgage borrowers, Small business owners, Local government entities, Wealth management clients
Listed1999
Employees197.0
CEOJeffery F. Weidley
FilingsSEC EDGAR

FAQ

What is Union Bankshares's market cap?
Union Bankshares (UNB) has a market capitalization of $116.6M and trades on NASDAQ.
What is Union Bankshares's revenue and profitability?
Union Bankshares generated $57.2M in trailing twelve-month revenue with net income of $12.7M, representing a net margin of 22.3%, with free cash flow of $20.9M. The latest reported period is Q2 2026.
Who are Union Bankshares's competitors?
Union Bankshares's key competitors include TD Bank, KeyCorp, M&T Bank, and others. These companies compete in similar markets and product categories.
Who does Union Bankshares partner with?
Union Bankshares's notable partners include MasterCard, IntraFi Network, Federal Home Loan Bank.
What subsidiaries does Union Bankshares have?
Union Bankshares's subsidiaries include Union Bank.
Where is Union Bankshares headquartered?
Union Bankshares is headquartered in United States of America and employs approximately 197 people. It has been publicly traded since 1999.