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Bar Harbor Bankshares BHB Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Bank of America logo
Bank of AmericaBAC
$200M+135%
Shore Bancshares logo
Shore BancsharesSHBI
$69K+292%
UBS
United BanksharesUBSI
-$3.86M-1.0%
Northwest Bancshares logo
Northwest BancsharesNWBI
$54K+5.9%
Midland States Bancorp logo
Midland States BancorpMSBI
$4.39M+52.5%
Southern First Bancshares logo
Southern First BancsharesSFST
$104K+203%

Other financials

Income statement

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Revenue$47.3M+24.7%
Net income$13.5M+32.6%
EPS (diluted)$0.81+22.7%

Balance sheet

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Cash & equivalents$82.2M-6.7%
Total debt$305.6M-30.6%
Total equity$537.9M+15.1%
Total assets$4.7B+15.1%

Cash flow

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Operating cash flow$5.0M-46.1%
CapEx$2.0M+30.8%
Free cash flow$3.0M-61.4%

Valuation

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Market cap$628.67M+44.0%
Enterprise value$852.09M+8.0%
P/E15.6×+5.6×
P/S3.5×+0.7×

Profitability

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Net margin22.6%-6.1pp
FCF margin21.7%-7.8pp

Returns & leverage

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Return on equity8%-1.7pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Bar Harbor Bankshares in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Bar Harbor Bankshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bar Harbor Bankshares's accretion (amortization) of discounts and premiums, investments?
Bar Harbor Bankshares (BHB) reported accretion (amortization) of discounts and premiums, investments of $411K in Q1 2026.
How has Bar Harbor Bankshares's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Bar Harbor Bankshares's accretion (amortization) of discounts and premiums, investments increased by 245.2% year-over-year, from -$283K to $411K.
What is the long-term trend for Bar Harbor Bankshares's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Bar Harbor Bankshares's accretion (amortization) of discounts and premiums, investments has grown at a -45.3% compound annual growth rate (CAGR), from -$4.47M to $399K.
What does accretion (amortization) of discounts and premiums, investments mean?
This reflects the periodic adjustment to the carrying value of investment securities purchased at a price different from their par value. Accretion of discounts increases the carrying value and interest income, while amortization of premiums decreases them over the life of the security. It is a key component in reconciling the difference between the purchase price and the maturity value of fixed-income assets.