Skip to content

Shore Bancshares SHBI Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Southside Bancshares logo
Southside BancsharesSBSI
-$2.93M-71.4%
CTB
Community Trust BancorpCTBI
-$539K+7.7%
Eagle Bancorp logo
Eagle BancorpEGBN
-$1.11M+4.2%
Origin Bancorp logo
Origin BancorpOBK
$29K+104%
Customers Bancorp logo
Customers BancorpCUBI
$991K+36.7%
Lakeland Financial logo
Lakeland FinancialLKFN
-$870K+13.0%

Other financials

Income statement

See full
Revenue$59.8M+12.8%
Net income$17.1M+24.1%
EPS (diluted)$0.51+24.4%

Balance sheet

See full
Cash & equivalents$340.8M-12.4%
Total debt$10.6M-12.9%
Total equity$602.7M+9.1%
Total assets$6.2B+0.5%

Cash flow

See full
Operating cash flow$31.6M+59.6%
CapEx$1.1M+6.2%
Free cash flow$30.5M+62.5%

Valuation

See full
Market cap$758.78M+55.5%
Enterprise value$428.57M+286%
P/E12.1×+2.2×
P/S3.3×+0.9×

Profitability

See full
Net margin27.1%+3.2pp
FCF margin28.9%

Returns & leverage

See full
Return on equity10.9%+1.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Shore Bancshares in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Shore Bancshares’s 10-Q, filed May 4, 2026, on SEC EDGAR. View the filing →

Ask your AI about Shore Bancshares's accretion (amortization) of discounts and premiums, investments.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Shore Bancshares's accretion (amortization) of discounts and premiums, investments?
Shore Bancshares (SHBI) reported accretion (amortization) of discounts and premiums, investments of $69K in Q1 2026.
How has Shore Bancshares's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Shore Bancshares's accretion (amortization) of discounts and premiums, investments increased by 291.7% year-over-year, from -$36K to $69K.
What is the long-term trend for Shore Bancshares's accretion (amortization) of discounts and premiums, investments?
Over 3 years (2021 to 2025), Shore Bancshares's accretion (amortization) of discounts and premiums, investments has grown at a -61.2% compound annual growth rate (CAGR), from -$1.58M to -$92K.
What does accretion (amortization) of discounts and premiums, investments mean?
Reflects the periodic adjustment of the carrying value of investment securities to their par value over the remaining life of the instrument. This non-cash adjustment reconciles the difference between the purchase price and the face value of debt securities held in the investment portfolio. It is a key indicator of how interest income is recognized relative to the market yield at the time of purchase.