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Blue Ridge Bankshares BRBS Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Other financials

Income statement

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Revenue$18.3M-20.7%
Net income-$1.3M-200%
EPS (diluted)-$0.01-200%

Balance sheet

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Total debt$6.6M-17.4%
Total equity$248.8M-10.2%
Total assets$2.3B-8.9%

Cash flow

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Operating cash flow$1.7M-83.8%
CapEx$221.0K+74.0%
Free cash flow$1.5M-85.7%

Valuation

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Market cap$333.52M+0.5%
P/E35.5×
P/S+0.2×

Profitability

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Net margin11.2%+10.9pp
FCF margin25.9%+11.8pp

Returns & leverage

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Return on equity13.2%-11.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Blue Ridge Bankshares in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The source filing: Blue Ridge Bankshares’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:51 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-342578
(Dollars in thousands)For the six months ended / June 30, 2026For the six months ended / June 30, 2025
Gain on sale of mortgage loans(541)
Realized loss on sale of securities available for sale123
(Gain) loss on disposal of premises and equipment, other assets, and other real estate owned(12)250
Investment amortization expense, net(8)145
Amortization of subordinated debt issuance costs188
Intangible amortization393478
Decrease in accrued interest receivable647826
Decrease in other assets15,02411,085

Item 1. Financial Statements

FAQ

What is Blue Ridge Bankshares's accretion (amortization) of discounts and premiums, investments?
Blue Ridge Bankshares (BRBS) reported accretion (amortization) of discounts and premiums, investments of $14K in Q2 2026.
How has Blue Ridge Bankshares's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Blue Ridge Bankshares's accretion (amortization) of discounts and premiums, investments increased by 114.6% year-over-year, from -$96K to $14K.
What is the long-term trend for Blue Ridge Bankshares's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Blue Ridge Bankshares's accretion (amortization) of discounts and premiums, investments has grown at a -42.4% compound annual growth rate (CAGR), from -$1.87M to -$205K.
What does accretion (amortization) of discounts and premiums, investments mean?
Represents the systematic allocation of purchase discounts or premiums on investment securities over their remaining contractual life. This adjustment reconciles the difference between the security's cost basis and its par value to reflect effective interest income.

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