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The Greenbrier Companies GBX Europe — Debt Instrument Basis Spread On Variable Rate1

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Other financials

Income statement

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Revenue$576.5M-31.6%
Gross profit$81.1M-46.5%
Operating income$31.9M-65.6%
Net income$18.9M-68.6%
EPS (diluted)$0.60-67.7%

Balance sheet

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Cash & equivalents$273.7M-7.8%
Total debt$1.9B+2,016%
Total equity$1.6B+4.6%
Total assets$4.3B-0.1%

Cash flow

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Operating cash flow$158.7M+69.6%
CapEx$59.6M-27.9%
Free cash flow-$286.4M

Valuation

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Market cap$1.48B+5.0%
Enterprise value$3.08B+159%
P/E13.8×+7.6×
P/S0.6×+0.2×

Profitability

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Gross margin15.1%-3.4pp
Operating margin7.2%-4.4pp
Net margin4.1%-2.4pp
FCF margin-6.4%

Returns & leverage

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Return on equity7%-9.2pp
Debt / equity1.2×+1.1×

Where this comes from

Reported directly by The Greenbrier Companies in its filing.

Tagged under the XBRL concept us-gaap:DebtInstrumentBasisSpreadOnVariableRate1.

The source filing: The Greenbrier Companies’s 10-Q, filed January 8, 2026.

Filed
Jan 8, 2026, 4:30 PM EST
Fiscal quarter
Q1 FY2026
Calendar quarter
Q4 2025
Accession
0001193125-26-007768

As of November 30, 2025, lines of credit totaling $122.6 million, secured by certain of the Company’s European assets, were available for working capital needs of the Company’s European manufacturing operations. The European credit facilities had $14.2 million available for borrowing as of November 30, 2025. The European lines of credit include $59.2 million which is guaranteed by the Company. The European credit facilities have variable rates that range from Warsaw Interbank Offered Rate (WIBOR) plus 1.10% to WIBOR plus 1.30% and Euro Interbank Offered Rate (EURIBOR) plus 1.50% to EURIBOR plus 1.90%. The European credit facilities are regularly renewed and currently have maturities that range from January 2026 through December 2026.

Item 1. Condensed Consolidated Financial Statements

FAQ

What is The Greenbrier Companies's europe — debt instrument basis spread on variable rate1?
The Greenbrier Companies (GBX) reported europe — debt instrument basis spread on variable rate1 of 1.9% in Q3 2025.
What does europe — debt instrument basis spread on variable rate1 mean?
The additional interest rate margin added to a benchmark index for variable-rate debt instruments within the European segment. It serves as a measure of the credit risk premium and market-based cost of borrowing for regional operations.

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