Geographic · Basis spread on variable rate

Towson — Basis spread on variable rate

TPG RE Finance Trust, Inc. Towson — Basis spread on variable rate remained flat by 0.0% to 0.7% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 22.9%, from 0.9% to 0.7%. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2024
Last reportedQ4 2025Feb 17, 2026

How to read this metric

An increase suggests higher risk-adjusted yield or increased credit risk pricing, while a decrease may indicate competitive pressure or improved borrower credit quality.

Detailed definition

This represents the interest rate margin above the benchmark index for variable-rate commercial real estate loans within...

Peer comparison

Comparable to floating-rate spreads reported by other commercial mortgage REITs and debt funds.

Metric ID: trtx_segment_towson_basis_spread_on_variable_rate

Historical Data

2 years
 FY'24FY'25
Value3.5%2.7%
YoY Change-22.9%
Range2.7%3.5%
Avg YoY Growth-22.9%
Median YoY Growth-22.9%

Frequently Asked Questions

What is TPG RE Finance Trust, Inc.'s towson — basis spread on variable rate?
TPG RE Finance Trust, Inc. (TRTX) reported towson — basis spread on variable rate of 0.7% in Q4 2025.
How has TPG RE Finance Trust, Inc.'s towson — basis spread on variable rate changed year-over-year?
TPG RE Finance Trust, Inc.'s towson — basis spread on variable rate decreased by 22.9% year-over-year, from 0.9% to 0.7%.
What does towson — basis spread on variable rate mean?
The additional interest rate margin charged over the base index for variable-rate loans in this segment.