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Green Dot GDOT Net debt / EBITDA

Net debt / EBITDA at other companies

Marqeta logo
MarqetaMQ
-194.1×-242×
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
-0.9×-1.2×
U.S. Bancorp logo
U.S. BancorpUSB
1.2×+0.1×
Citizens Financial Group logo
Citizens Financial GroupCFG
-0×-0.1×
PNC Financial Services logo
PNC Financial ServicesPNC
1.8×+0.6×
Banner Corporation logo
Banner CorporationBANR
-4.6×+0.2×

Other financials

Income statement

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Revenue$656.2M+17.4%
Operating income$69.0M+13.7%
Net income$53.8M+109%

Balance sheet

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Cash & equivalents$1.6B-7.1%
Total debt$65.5M-10.7%
Total equity$940.5M-0.8%
Total assets$6.7B+16.1%

Cash flow

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Operating cash flow$95.1M-12.6%
CapEx$19.0M-2.0%
Free cash flow$76.0M-14.9%

Valuation

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Market cap$767.48M+46.6%
Enterprise value-$813.41M-30.8%
P/S0.4×+0.1×

Profitability

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Operating margin3.9%
Net margin-3.3%
FCF margin9%-2.5pp

Returns & leverage

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Return on equity-7.5%
Debt / equity0.1×0.0×
Current ratio0.5×-0.1×

Where this comes from

Calculated from Green Dot’s reported figures.

Based on the most recent quarter.

The official record: Green Dot’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Green Dot's net debt / EBITDA?
Green Dot (GDOT) reported net debt / EBITDA of -17.3× in Q1 2026.
How has Green Dot's net debt / EBITDA changed year-over-year?
Green Dot's net debt / EBITDA increased by 8.9% year-over-year, from -19× to -17.3×.
What is the long-term trend for Green Dot's net debt / EBITDA?
Over 3 years (2022 to 2025), Green Dot's net debt / EBITDA has grown at a 47.1% compound annual growth rate (CAGR), from -5.3× to -16.9×.
What does net debt / EBITDA mean?
Net debt (total debt minus cash) divided by trailing-twelve-month EBITDA. Expresses leverage in years — roughly how long it would take to repay net debt out of operating cash earnings.