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Net debt / EBITDA at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.2×+0.9×
Gen Digital Inc. logo
Gen Digital Inc.GEN
-0.9×
Green Dot logo
Green DotGDOT
-17.3×-1.4×
Marqeta logo
MarqetaMQ
-194.1×-242×
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
15.8×
Robinhood Markets, Inc. logo
Robinhood Markets, Inc.HOOD
-5.2×-0.9×

Other financials

Income statement

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Revenue$1.2B+42.5%
Gross profit$929.2M+46.1%
Net income$156.6M+61.1%
EPS (diluted)$0.12+50.0%

Balance sheet

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Cash & equivalents$3.1B+15.2%
Total debt$3.3B-18.2%
Total equity$11.1B+61.4%
Total assets$60.9B+48.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$21.04B-19.3%
Enterprise value$21.32B-22.6%
P/E33.1×-13.4×
P/S4.9×-3.6×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.8%-3.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity7.1%-1.7pp
Debt / equity0.3×-0.3×
Current ratio0.2×

Where this comes from

Calculated from SoFi Technologies, Inc.’s reported figures.

Based on the most recent quarter.

The source filing: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026. Open the filing →

Filed
May 7, 2026, 6:15 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818874-26-000037

FAQ

What is SoFi Technologies, Inc.'s net debt / EBITDA?
SoFi Technologies, Inc. (SOFI) reported net debt / EBITDA of -0.9× in Q1 2026.
How has SoFi Technologies, Inc.'s net debt / EBITDA changed year-over-year?
SoFi Technologies, Inc.'s net debt / EBITDA decreased by 417.7% year-over-year, from 0.3× to -0.9×.
What is the long-term trend for SoFi Technologies, Inc.'s net debt / EBITDA?
Over 2 years (2022 to 2025), SoFi Technologies, Inc.'s net debt / EBITDA has grown at a -89.8% compound annual growth rate (CAGR), from 172.1× to -1.8×.
What does net debt / EBITDA mean?
Net debt (total debt minus cash) divided by trailing-twelve-month EBITDA. Expresses leverage in years — roughly how long it would take to repay net debt out of operating cash earnings.

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