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SoFi Technologies, Inc. SOFI EBITDA

Discontinued — last reported Q1 '26

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Other financials

Income statement

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Revenue$1.2B+42.5%
Gross profit$929.2M+46.1%
Net income$156.6M+61.1%
EPS (diluted)$0.12+50.0%

Balance sheet

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Cash & equivalents$3.1B+15.2%
Total debt$3.3B-18.2%
Total equity$11.1B+61.4%
Total assets$60.9B+48.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$21.04B-19.3%
Enterprise value$21.32B-22.6%
P/E33.1×-13.4×
P/S4.9×-3.6×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.8%-3.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity7.1%-1.7pp
Debt / equity0.3×-0.3×
Current ratio0.2×—

Where this comes from

Calculated from SoFi Technologies, Inc.’s reported figures.

$507.6Mebit+
$67.6MDepreciation Depletion & Amortization
=$575.14M

The source filing: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026. Open the filing →

Filed
May 7, 2026, 6:15 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818874-26-000037

FAQ

What is SoFi Technologies, Inc.'s EBITDA?
SoFi Technologies, Inc. (SOFI) reported EBITDA of $575.14M in Q1 2026.
How has SoFi Technologies, Inc.'s EBITDA changed year-over-year?
SoFi Technologies, Inc.'s EBITDA increased by 43.7% year-over-year, from $400.15M to $575.14M.
What is the long-term trend for SoFi Technologies, Inc.'s EBITDA?
Over 3 years (2021 to 2025), SoFi Technologies, Inc.'s EBITDA has grown at a 138.7% compound annual growth rate (CAGR), from -$140.91M to $1.92B.
What does EBITDA mean?
Earnings before interest, taxes, depreciation, and amortization — EBIT plus the D&A add-back from the cash-flow statement (EBITDA = EBIT + D&A). A proxy for cash earnings that strips out financing, tax, and non-cash charges.

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