Globe Life GL Direct to Consumer — At original discount rates

Similar metrics at other companies

CBCurrent discount rate on future policy benefits

$386M+416%

PFGIndividual Disability — Liability For Future Policy Benefit Expected Future Policy Benefit Original Discount Rate Before Cash Flow And Reinsurance

596,830,000,000%+11,240,000,000pp

RGAInsurance, Other — Net Liability For Future Policy Benefits At Original Discount Rate

$47.8B+32.4%

AFLLife insurance — Liability for Future Policy Benefit, Expected Future Policy Benefit, Original Discount Rate, before Cash Flow and Reinsurance

2,709,600,000,000%-258,700,000,000pp

EQHTerm — Current discount rate

5.1%0.0pp

AFLOther — Liability for Future Policy Benefit, Expected Future Policy Benefit, Original Discount Rate, before Cash Flow and Reinsurance

735,700,000,000%+84,900,000,000pp

Questions, answered.

What is Globe Life's direct to consumer — at original discount rates?

Globe Life (GL) reported direct to consumer — at original discount rates of 0 in Q1 2026.

What does direct to consumer — at original discount rates mean?

The valuation of the liability for future policy benefits calculated using the original discount rates established at contract inception. This provides a baseline for understanding the underlying growth of the insurance obligations without the noise of interest rate fluctuations.