Skip to content
Screener

Globe Life GL Direct to Consumer — Original discount rate

Other product segments

American Income
11.5%0.0%
Liberty National
11.4%0.0%
Other
6.2%
United American
5.1%0.0%
Family Heritage
4.2%0.0%

Similar metrics at other companies

KKR & Co. logo
KKROther — Weighted-Average Interest Rates, Original Discount Rate
5.3%0.0pp
KKR & Co. logo
KKRPayout Annuities — Weighted-Average Interest Rates, Original Discount Rate
4.3%+0.4pp
Aflac logo
AFLAccident — Weighted-average interest, original discount rate
4.1%+0.1pp
Aflac logo
AFLCancer — Weighted-average interest, original discount rate
3.8%0.0pp
Aflac logo
AFLDisability — Weighted-average interest, original discount rate
4.4%+0.1pp
Aflac logo
AFLOther — Weighted-average interest, original discount rate
7.3%+0.1pp

Other financials

Income statement

See full
Revenue$1.6B+8.0%
Net income$287.7M+13.8%
EPS (diluted)$3.65+19.7%

Balance sheet

See full
Cash & equivalents$255.2M+9.9%
Total debt$3.2B-1.3%
Total equity$6.1B+12.1%
Total assets$31.0B+4.2%

Cash flow

See full
Operating cash flow$420.9M-2.5%
CapEx$24.9M+112%
Free cash flow$396.0M-5.7%

Valuation

See full
Market cap$14.28B+22.5%
Enterprise value$17.26B-0.8%
P/E11.8×+0.8×
P/S2.3×+0.3×

Profitability

See full
Net margin19.6%+1.5pp
FCF margin20.2%-3.9pp

Returns & leverage

See full
Return on equity20.5%0.0pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by Globe Life in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitWeightedAverageInterestAccretionRate.

The source filing: Globe Life’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:32 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000320335-26-000169
Line itemAs of March 31, 2026 / Original discount rateAs of March 31, 2026 / Current discount rateAs of March 31, 2025 / Original discount rateAs of March 31, 2025 / Current discount rate
Life
American Income5.7%5.5%5.7%5.4%
Direct to Consumer6.0%5.6%5.9%5.4%
Liberty National5.6%5.6%5.6%5.4%
Other6.2%5.6%6.2%5.5%
Health
United American5.1%5.3%5.1%5.1%
Family Heritage4.2%5.4%4.2%5.2%

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Globe Life's direct to consumer — original discount rate?
Globe Life (GL) reported direct to consumer — original discount rate of 11.1% in Q1 2026.
How has Globe Life's direct to consumer — original discount rate changed year-over-year?
Globe Life's direct to consumer — original discount rate increased by 0.9% year-over-year, from 11% to 11.1%.
What is the long-term trend for Globe Life's direct to consumer — original discount rate?
Over 3 years (2022 to 2025), Globe Life's direct to consumer — original discount rate has grown at a -0.4% compound annual growth rate (CAGR), from 44.8% to 44.3%.
What does direct to consumer — original discount rate mean?
The discount rate determined at the inception of the insurance contracts used to calculate the present value of future policy benefits. This rate is typically locked in at the time of policy issuance to maintain consistency in reserve valuation.

Ask your AI about Globe Life's direct to consumer — original discount rate.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude