What does united american — at current discount rates mean?

This metric represents the valuation of future policy benefit liabilities calculated using the current market discount rates. It reflects the economic reality of the liabilities based on current interest rate environments. Comparing this to the valuation at original rates reveals the sensitivity of the company's balance sheet to interest rate movements.

Globe Life GL United American — At current discount rates

Similar metrics at other companies

UNMUnum US — Current discount rate

4.7%0.0pp

UNMUnum International — Current discount rate

5.5%+0.3pp

JXNCurrent discount rate on future policy benefits

$73M+197%

AMPUniversal Life Insurance — Weighted average discount rate

3.1%-0.1pp

AMPVariable Universal Life Insurance — Weighted average discount rate

7.1%0.0pp

AFLOther — Weighted-average interest, current discount rate

9.7%+1.2pp

Other financials

Income statement

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Revenue$1.6B+5.3%

Net income$270.5M+6.3%

EPS (diluted)$3.39+12.6%

Balance sheet

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Cash & equivalents$255.2M+9.9%

Total debt$3.2B-1.3%

Total equity$6.1B+12.1%

Total assets$31.0B+4.2%

Cash flow

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Operating cash flow$420.9M-2.5%

CapEx$24.9M+112%

Free cash flow$396.0M-5.7%

Valuation

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Market cap$13.26B-0.4%

Enterprise value$16.24B-0.8%

P/E11.3×-1.2×

P/S2.2×-0.1×

Profitability

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Net margin19.4%+1.0pp

FCF margin20.2%-3.9pp

Returns & leverage

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Return on equity20.5%0.0pp

Debt / equity0.5×-0.1×

Where this comes from

Reported directly by Globe Life in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitWeightedAverageDuration.

The official record: Globe Life’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Globe Life's united american — at current discount rates?: Globe Life (GL) reported united american — at current discount rates of 0% in Q1 2026.
What does united american — at current discount rates mean?: This metric represents the valuation of future policy benefit liabilities calculated using the current market discount rates. It reflects the economic reality of the liabilities based on current interest rate environments. Comparing this to the valuation at original rates reveals the sensitivity of the company's balance sheet to interest rate movements.