What does united american — at original discount rates mean?

This metric represents the valuation of future policy benefit liabilities calculated using the original discount rates established at policy inception. By holding the discount rate constant, it isolates the impact of changes in cash flow assumptions from the impact of market interest rate volatility. This is useful for analyzing the underlying growth of the insurance portfolio.

Globe Life GL United American — At original discount rates

Similar metrics at other companies

UNMUnum US — Current discount rate

4.7%0.0pp

KKROther — Expected Future Benefit Payments, Discounted (Original Discount Rate)

$9.45B+1.7%

AFLOther — Weighted-average interest, original discount rate

7.3%0.0pp

AMPUniversal Life Insurance — Weighted average discount rate

3.1%-0.1pp

UNMUnum International — Current discount rate

5.5%+0.3pp

KKROther — Weighted-Average Interest Rates, Original Discount Rate

5.3%+0.3pp

Other financials

Income statement

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Revenue$1.6B+5.3%

Net income$270.5M+6.3%

EPS (diluted)$3.39+12.6%

Balance sheet

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Cash & equivalents$255.2M+9.9%

Total debt$3.2B-1.3%

Total equity$6.1B+12.1%

Total assets$31.0B+4.2%

Cash flow

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Operating cash flow$420.9M-2.5%

CapEx$24.9M+112%

Free cash flow$396.0M-5.7%

Valuation

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Market cap$13.26B-0.4%

Enterprise value$16.24B-0.8%

P/E11.3×-1.2×

P/S2.2×-0.1×

Profitability

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Net margin19.4%+1.0pp

FCF margin20.2%-3.9pp

Returns & leverage

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Return on equity20.5%0.0pp

Debt / equity0.5×-0.1×

Where this comes from

Reported directly by Globe Life in its filing.

Tagged under the XBRL concept gl:LiabilityForFuturePolicyBenefitWeightedAverageDurationOriginalDiscount.

The official record: Globe Life’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Globe Life's united american — at original discount rates?: Globe Life (GL) reported united american — at original discount rates of 0 in Q1 2026.
What does united american — at original discount rates mean?: This metric represents the valuation of future policy benefit liabilities calculated using the original discount rates established at policy inception. By holding the discount rate constant, it isolates the impact of changes in cash flow assumptions from the impact of market interest rate volatility. This is useful for analyzing the underlying growth of the insurance portfolio.