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Globe Life GL United American — Gross Premiums

Other product segments

American Income
$488.68M+4.6%
Liberty National
$146.58M+2.5%
Family Heritage
$123.14M+9.6%
Other
$49.91M

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$27M-3.6%
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$32M-20.0%
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$40M-4.8%
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Other financials

Income statement

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Revenue$1.6B+8.0%
Net income$287.7M+13.8%
EPS (diluted)$3.65+19.7%

Balance sheet

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Cash & equivalents$255.2M+9.9%
Total debt$3.2B-1.3%
Total equity$6.1B+12.1%
Total assets$31.0B+4.2%

Cash flow

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Operating cash flow$420.9M-2.5%
CapEx$24.9M+112%
Free cash flow$396.0M-5.7%

Valuation

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Market cap$14.28B+22.5%
Enterprise value$17.26B-0.8%
P/E11.8×+0.8×
P/S2.3×+0.3×

Profitability

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Net margin19.6%+1.5pp
FCF margin20.2%-3.9pp

Returns & leverage

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Return on equity20.5%0.0pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by Globe Life in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitGrossPremiumIncome.

The source filing: Globe Life’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:32 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000320335-26-000169
Line itemHealth / Three Months Ended March 31, 2026 / Gross PremiumsHealth / Three Months Ended March 31, 2026 / Interest ExpenseHealth / Three Months Ended March 31, 2025 / Gross PremiumsHealth / Three Months Ended March 31, 2025 / Interest Expense
United American$139,041$420$116,396$1,049
Family Heritage123,13920,558112,35419,116
Liberty National47,4316,08347,7536,355
American Income29,8011,95129,7541,812
Direct to Consumer5,0414,136
Total$344,453$29,012$310,393$28,332

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Globe Life's united american — gross premiums?
Globe Life (GL) reported united american — gross premiums of $139.04M in Q1 2026.
How has Globe Life's united american — gross premiums changed year-over-year?
Globe Life's united american — gross premiums increased by 19.5% year-over-year, from $116.4M to $139.04M.
What is the long-term trend for Globe Life's united american — gross premiums?
Over 4 years (2021 to 2025), Globe Life's united american — gross premiums has grown at a 8.5% compound annual growth rate (CAGR), from $356.58M to $493.27M.
What does united american — gross premiums mean?
Represents the total insurance premiums written by the United American segment before any deductions for reinsurance or other adjustments. This metric serves as a primary indicator of the segment's top-line growth and market penetration within its specific insurance product lines.

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