Skip to content

Great Southern Bancorp GSBC Provision Credit For Unfunded Commitments

Provision Credit For Unfunded Commitments at other companies

CVB Financial logo
CVB FinancialCVBF
$500K0.0%
Renasant logo
RenasantRNST
$3.72M+854%
Eagle Bancorp logo
Eagle BancorpEGBN
$1.78M+499%
MetroCity Bankshares logo
MetroCity BanksharesMCBS
$56K-52.5%
CVB Financial logo
CVB FinancialCVBF
-$500K0.0%
SS&C Technologies logo
SS&C TechnologiesSSNC
$5.7M+7.5%

Other financials

Income statement

See full
Revenue$55.4M-1.0%
Net income$17.5M+1.8%
EPS (diluted)$1.58+7.5%

Balance sheet

See full
Cash & equivalents$101.4M-4.6%
Total debt$4.0M-37.7%
Total equity$633.6M+3.3%
Total assets$5.7B-5.1%

Cash flow

See full
Operating cash flow$21.2M+41.2%
CapEx$1.3M-32.6%
Free cash flow$19.9M+52.1%

Valuation

See full
Market cap$833.77M+30.6%
Enterprise value$736.32M+36.8%
P/E11.7×+2.0×
P/S3.7×+0.8×

Profitability

See full
Net margin31.2%+1.9pp
FCF margin33.6%-2.1pp

Returns & leverage

See full
Return on equity11.4%+0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Great Southern Bancorp in its filing.

Tagged under the XBRL concept gsbc:ProvisionCreditForUnfundedCommitments.

The official record: Great Southern Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Great Southern Bancorp's provision credit for unfunded commitments.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Great Southern Bancorp's provision credit for unfunded commitments?
Great Southern Bancorp (GSBC) reported provision credit for unfunded commitments of -$931K in Q1 2026.
How has Great Southern Bancorp's provision credit for unfunded commitments changed year-over-year?
Great Southern Bancorp's provision credit for unfunded commitments decreased by 167.5% year-over-year, from -$348K to -$931K.
What is the long-term trend for Great Southern Bancorp's provision credit for unfunded commitments?
Over 4 years (2021 to 2025), Great Southern Bancorp's provision credit for unfunded commitments has grown at a -53.2% compound annual growth rate (CAGR), from $939K to $45K.
What does provision credit for unfunded commitments mean?
Represents the adjustment to the allowance for credit losses specifically related to off-balance sheet credit exposures, such as unused lines of credit or letters of credit. Changes in this provision reflect management's assessment of the potential credit risk associated with commitments that have not yet been funded.