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Home Bancorp HBCP Q4 2025 Annual earnings

Reported January 26, 2026 · After market close

Revenue$38.0MBeat by $646.0K
EPS$1.46Beat by $0.07
Revenue estimate$37.4M
EPS estimate$1.39

Next report

Oct 19, 2026 (In 2 weeks)
Revenue estimate$40.2M
EPS estimate$1.50

Financials

Q4 2025

Income statement

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Revenue$38.0M+8.0%
Net income$11.4M+18.0%
EPS (diluted)$1.46+20.7%

Balance sheet

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Cash & equivalents$141.6M+43.7%
Total debt$9.6M-93.5%
Total equity$435.1M+9.8%
Total assets$3.5B+1.4%

Cash flow

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Operating cash flow$11.7M+101%
CapEx$4.6M+745%
Free cash flow$7.1M+33.9%

Valuation & ratios

Valuation

as of 12/31/25
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Market cap$452.47M+21.2%
Enterprise value$320.44M-24.2%
P/E9.8×-0.4×
P/S3×+0.3×

Profitability

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Net margin31%+4.0pp
FCF margin29.8%-3.3pp

Returns & leverage

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Return on equity11.1%+1.5pp
Debt / equity0×-0.4×

Segments

By product

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Bank card fees$1.6M+2.4%
Service fees and charges$1.4M+7.8%

FAQ

When did Home Bancorp report Q4 2025 earnings?
Home Bancorp (HBCP) reported Q4 2025 earnings on January 26, 2026 after market close.
What were Home Bancorp's Q4 2025 revenue and EPS?
Home Bancorp reported revenue of $38.0M and eps of $1.46 for Q4 2025.
Did Home Bancorp beat estimates in Q4 2025?
Revenue beat the consensus estimate of $37.4M by $646.0K. EPS beat the consensus estimate of $1.39 by $0.07.
How did Home Bancorp's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 8.0% from $35.2M a year earlier and eps grew 20.7% from $1.21.
Where can I find Home Bancorp's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001628280-26-003427) and the 10-K periodic report (0001628280-26-015669) directly on SEC EDGAR. The filing index links above go to sec.gov.