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Home Bancorp HBCP Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

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Other financials

Income statement

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Revenue$39.7M+7.2%
Net income$11.6M+2.5%
EPS (diluted)$1.48+2.1%

Balance sheet

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Cash & equivalents$188.2M+67.2%
Total debt$9.6M-93.5%
Total equity$453.5M+10.9%
Total assets$3.6B+3.2%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$555.91M+39.9%
P/E11.9×+2.3×
P/S3.6×+0.8×

Profitability

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Net margin30.4%+1.3pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity10.8%+0.3pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The source filing: Home Bancorp’s 10-K, filed March 6, 2026.

Filed
Mar 6, 2026, 4:46 PM EST
Fiscal year
FY2025
Accession
0001628280-26-015669
Years Ending December 31,(dollars in thousands)(dollars in thousands)
20271,249
20281,159
20291,150
20301,126
Thereafter9,034
Total future minimum lease payments15,021
Less: amount representing interest(5,439)
Present value of net future minimum lease payments$$9,582

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Home Bancorp's operating lease liability - undiscounted excess amount?
Home Bancorp (HBCP) reported operating lease liability - undiscounted excess amount of $5.44M in Q4 2025.
What is the long-term trend for Home Bancorp's operating lease liability - undiscounted excess amount?
Over 3 years (2022 to 2025), Home Bancorp's operating lease liability - undiscounted excess amount has grown at a -2.4% compound annual growth rate (CAGR), from $5.84M to $5.44M.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.

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