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Home Bancorp HBCP Mortgage servicing rights

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Other financials

Income statement

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Revenue$39.7M+7.2%
Net income$11.6M+2.5%
EPS (diluted)$1.48+2.1%

Balance sheet

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Cash & equivalents$188.2M+67.2%
Total debt$9.6M-93.5%
Total equity$453.5M+10.9%
Total assets$3.6B+3.2%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$555.91M+39.9%
P/E11.9×+2.3×
P/S3.6×+0.8×

Profitability

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Net margin30.4%+1.3pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity10.8%+0.3pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept hbcp:DeferredTaxAssetsMortgageServicingRights.

The source filing: Home Bancorp’s 10-K, filed March 6, 2026.

Filed
Mar 6, 2026, 4:46 PM EST
Fiscal year
FY2025
Accession
0001628280-26-015669
(dollars in thousands)20252024
Provision for loan losses$7,301$7,479
Discount on purchased loans222474
Salary continuation plan635619
Mortgage servicing rights13
Deferred compensation66
Stock-based compensation287280
Unrealized loss on securities available for sale4,9228,613
Net operating loss acquired61

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Home Bancorp's mortgage servicing rights?
Home Bancorp (HBCP) reported mortgage servicing rights of $0 in Q4 2025.
How has Home Bancorp's mortgage servicing rights changed year-over-year?
Home Bancorp's mortgage servicing rights decreased by 100.0% year-over-year, from $13K to $0.
What is the long-term trend for Home Bancorp's mortgage servicing rights?
Over 5 years (2020 to 2025), Home Bancorp's mortgage servicing rights has grown at a -100.0% compound annual growth rate (CAGR), from $80K to $0.
What does mortgage servicing rights mean?
This represents the deferred tax asset associated with the valuation and amortization of mortgage servicing rights (MSRs). MSRs are intangible assets created when the bank sells mortgage loans but retains the right to service them for a fee. This metric helps investors track the tax implications of the bank's mortgage banking operations.

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