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Home Bancorp HBCP Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.51B-24.1%
Regions Financial logo
Regions FinancialRF
$91M-26.6%
Greene County Bancorp logo
Greene County BancorpGCBC
$451K-58.4%
First Bancorp logo
First BancorpFNLC
-$29K-480%
West Bancorporation logo
West BancorporationWTBA
$0
Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
$6K+102%

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.

The official record: Home Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's provision for credit losses?
Home Bancorp (HBCP) reported provision for credit losses of $922K in Q1 2026.
How has Home Bancorp's provision for credit losses changed year-over-year?
Home Bancorp's provision for credit losses increased by 134.0% year-over-year, from $394K to $922K.
What is the long-term trend for Home Bancorp's provision for credit losses?
Over 3 years (2021 to 2025), Home Bancorp's provision for credit losses has grown at a 20.4% compound annual growth rate (CAGR), from $390K to -$681K.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.