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HBT Financial, Inc. HBT Net margin

Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
31.5%-1.5pp
First Busey Corporation logo
First Busey CorporationBUSE
27.2%+15.2pp
Old National Bancorp logo
Old National BancorpONB
27.7%-1.5pp
CNB Financial logo
CNB FinancialCCNE
26.5%+3.2pp
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
26.5%+2.0pp
CTB
Community Trust BancorpCTBI
35.5%+1.9pp

Other financials

Income statement

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Revenue$67.3M+16.1%
Net income$11.2M-41.3%
EPS (diluted)$0.34-43.3%

Balance sheet

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Cash & equivalents$287.7M+35.9%
Total debt$12.3M+71.1%
Total equity$747.4M+32.3%
Total assets$6.8B+33.0%

Cash flow

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Operating cash flow$28.5M-6.3%

Valuation

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Market cap$1.14B+53.8%
Enterprise value$869.59M+61.1%
P/E16.6×+6.7×
P/S4.7×+1.4×

Returns & leverage

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Return on equity10.5%-3.7pp
Debt / equity0×0.0×

Where this comes from

Calculated from HBT Financial, Inc.’s reported figures.

net income/total revenue=28.1%

Based on trailing twelve months.

The official record: HBT Financial, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is HBT Financial, Inc.'s net margin?
HBT Financial, Inc. (HBT) reported net margin of 28.1% in Q1 2026.
How has HBT Financial, Inc.'s net margin changed year-over-year?
HBT Financial, Inc.'s net margin decreased by 14.6% year-over-year, from 32.9% to 28.1%.
What is the long-term trend for HBT Financial, Inc.'s net margin?
Over 5 years (2020 to 2025), HBT Financial, Inc.'s net margin has grown at a 6.0% compound annual growth rate (CAGR), from 24.2% to 32.5%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.