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HCI Group HCI FL — Gross Premiums Earned Property And Casualty

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Other financials

Income statement

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Revenue$246.7M+11.1%
Net income$73.8M+11.5%
EPS (diluted)$5.60+8.1%

Balance sheet

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Cash & equivalents$872.3M-7.9%
Total debt$997.0K-20.2%
Total equity$1.1B+42.4%
Total assets$2.6B+12.6%

Cash flow

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Operating cash flow$125.1M-13.7%
CapEx$290.0K-44.4%
Free cash flow$124.8M-13.6%

Valuation

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Market cap$2.31B+43.0%
P/E7.2×-3.9×
P/S2.4×+0.3×

Profitability

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Net margin33.7%+14.9pp
FCF margin43%-19.1pp

Returns & leverage

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Return on equity34.9%+10.7pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept hci:GrossPremiumsEarnedPropertyAndCasualty.

The source filing: HCI Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340280
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Florida$291,943$272,473$589,042$543,278
Non-Florida28,88130,15557,98859,733
Gross premiums earned$320,824$302,628$647,030$603,011

Item 1 – Financial Statements

FAQ

What is HCI Group's FL — gross premiums earned property and casualty?
HCI Group (HCI) reported FL — gross premiums earned property and casualty of $291.94M in Q2 2026.
How has HCI Group's FL — gross premiums earned property and casualty changed year-over-year?
HCI Group's FL — gross premiums earned property and casualty increased by 7.1% year-over-year, from $272.47M to $291.94M.
What is the long-term trend for HCI Group's FL — gross premiums earned property and casualty?
Over 3 years (2022 to 2025), HCI Group's FL — gross premiums earned property and casualty has grown at a 25.4% compound annual growth rate (CAGR), from $565.76M to $1.12B.
What does FL — gross premiums earned property and casualty mean?
This metric represents the total revenue recognized from property and casualty insurance policies within the specified geographic segment during the reporting period. It serves as a primary indicator of market penetration and underwriting volume for the insurance business. Growth in this metric reflects successful policy acquisition and effective retention strategies within the region.

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