Skip to content
Screener

HCI Group HCI Insurance Operation — Deferred Policy Acquisition Cost Amortization Expense

Other segment segments

Reciprocal Exchange Operation
$2.66M+88.3%
Corporate And Other
$0
Exzeo Group Inc
$0
Real Estate Operations
$0

Similar metrics at other companies

U-Haul Holding logo
UHALLife Insurance — Deferred Policy Acquisition Cost Amortization Expense
$4.87M-0.9%
RLI logo
RLIProperty Insurance — Deferred Policy Acquisition Cost Amortization Expense
$24.97M-6.5%
RLI logo
RLISurety Insurance — Deferred Policy Acquisition Cost Amortization Expense
$12.75M+0.8%
Principal Financial Group logo
PFGParticipating Life Insurance Policy — Deferred Policy Acquisition Cost Amortization Expense
$1.9M-5.0%
Principal Financial Group logo
PFGTerm Life Insurance — Deferred Policy Acquisition Cost Amortization Expense
$16.2M+2.5%
RLI logo
RLICasualty — Deferred Policy Acquisition Cost Amortization Expense
$50.58M+10.5%

Other financials

Income statement

See full
Revenue$246.7M+11.1%
Net income$73.8M+11.5%
EPS (diluted)$5.60+8.1%

Balance sheet

See full
Cash & equivalents$872.3M-7.9%
Total debt$997.0K-20.2%
Total equity$1.1B+42.4%
Total assets$2.6B+12.6%

Cash flow

See full
Operating cash flow$125.1M-13.7%
CapEx$290.0K-44.4%
Free cash flow$124.8M-13.6%

Valuation

See full
Market cap$2.31B+43.0%
P/E7.2×-3.9×
P/S2.4×+0.3×

Profitability

See full
Net margin33.7%+14.9pp
FCF margin43%-19.1pp

Returns & leverage

See full
Return on equity34.9%+10.7pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostAmortizationExpense.

The source filing: HCI Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340280
For Three Months Ended June 30, 2026Insurance OperationsExzeoReciprocal Exchange OperationsReal Estate (a)Corporate/Other (b)Reclassification/ EliminationConsolidated
Total revenue216,69960,75025,3604,5677,544(68,267)246,653
Expenses
Losses and loss adjustment expenses84,6979,308(22,929)71,076
Amortization of deferred policy acquisition costs27,7802,66430,444
Other policy acquisition expenses15,55710,0394,5173,228(31,439)1,902
Stock-based compensation expense6667601,9133,339
Interest expense1,122453631(1,122)1,084
Depreciation and amortization283736848147(708)1,306

Item 1 – Financial Statements

FAQ

What is HCI Group's insurance operation — deferred policy acquisition cost amortization expense?
HCI Group (HCI) reported insurance operation — deferred policy acquisition cost amortization expense of $27.78M in Q2 2026.
How has HCI Group's insurance operation — deferred policy acquisition cost amortization expense changed year-over-year?
HCI Group's insurance operation — deferred policy acquisition cost amortization expense increased by 2.8% year-over-year, from $27.03M to $27.78M.
What is the long-term trend for HCI Group's insurance operation — deferred policy acquisition cost amortization expense?
Over 2 years (2022 to 2025), HCI Group's insurance operation — deferred policy acquisition cost amortization expense has grown at a 4.3% compound annual growth rate (CAGR), from $100.67M to $109.55M.
What does insurance operation — deferred policy acquisition cost amortization expense mean?
This reflects the systematic recognition of costs incurred to acquire new insurance policies, such as commissions and underwriting expenses, over the life of the policy. It is essential for understanding the timing of expense recognition relative to premium revenue.

Ask your AI about HCI Group's insurance operation — deferred policy acquisition cost amortization expense.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude