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HCI Group HCI Insurance Operation — Other Income

Other segment segments

Exzeo Group Inc
$57.79M+3.0%
Corporate And Other
$5.63M+121%
Real Estate Operations
$4.57M+30.7%
Reciprocal Exchange Operation
-$110K-2,650%

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Other financials

Income statement

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Revenue$246.7M+11.1%
Net income$73.8M+11.5%
EPS (diluted)$5.60+8.1%

Balance sheet

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Cash & equivalents$872.3M-7.9%
Total debt$997.0K-20.2%
Total equity$1.1B+42.4%
Total assets$2.6B+12.6%

Cash flow

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Operating cash flow$125.1M-13.7%
CapEx$290.0K-44.4%
Free cash flow$124.8M-13.6%

Valuation

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Market cap$2.31B+43.0%
P/E7.2×-3.9×
P/S2.4×+0.3×

Profitability

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Net margin33.7%+14.9pp
FCF margin43%-19.1pp

Returns & leverage

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Return on equity34.9%+10.7pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept us-gaap:OtherIncome.

The source filing: HCI Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340280
For Three Months Ended June 30, 2026Insurance OperationsExzeoReciprocal Exchange OperationsReal Estate (a)Corporate/Other (b)Reclassification/ EliminationConsolidated
Net premiums earned195,07623,936219,012
Net income from investment portfolio15,7922,9631,5341,614(1,048)20,855
Policy fee income1,487300(136)1,651
Other4,34457,787(110)4,5675,630(67,083)5,135
Total revenue216,69960,75025,3604,5677,544(68,267)246,653
Expenses
Losses and loss adjustment expenses84,6979,308(22,929)71,076
Amortization of deferred policy acquisition costs27,7802,66430,444

Item 1 – Financial Statements

FAQ

What is HCI Group's insurance operation — other income?
HCI Group (HCI) reported insurance operation — other income of $4.34M in Q2 2026.
How has HCI Group's insurance operation — other income changed year-over-year?
HCI Group's insurance operation — other income increased by 20.6% year-over-year, from $3.6M to $4.34M.
What is the long-term trend for HCI Group's insurance operation — other income?
Over 2 years (2022 to 2025), HCI Group's insurance operation — other income has grown at a -29.9% compound annual growth rate (CAGR), from $25.38M to $12.46M.
What does insurance operation — other income mean?
This captures miscellaneous revenue sources within the insurance segment that are not directly classified as premiums or investment income. It helps investors identify secondary income drivers and the overall operational breadth of the segment.

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