HCI Group (HCI) Reciprocal Exchange Operation — Interest Expense Debt — Quarterly & Annual

Screener

Other segment segments

Corporate And Other

$631K-82.1%

Real Estate Operations

$453K+111%

Exzeo Group Inc

$0—

Insurance Operation

$0—

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LSAKMerchant — Interest Expense Debt

$481K+28.6%

WDCorporate — Interest Expense Debt

$1.34M-9.9%

WDCapital Markets — Interest Expense Debt

$4.03M-9.9%

XOM

XOMASingle Reportable — Interest Expense Debt

$3.36M-3.1%

Other financials

Income statement

Revenue$246.7M+11.1%

Net income$73.8M+11.5%

EPS (diluted)$5.60+8.1%

Balance sheet

Cash & equivalents$872.3M-7.9%

Total debt$997.0K-20.2%

Total equity$1.1B+42.4%

Total assets$2.6B+12.6%

Cash flow

Operating cash flow$125.1M-13.7%

CapEx$290.0K-44.4%

Free cash flow$124.8M-13.6%

Valuation

Market cap$2.31B+43.0%

P/E7.2×-3.9×

P/S2.4×+0.3×

Profitability

Net margin33.7%+14.9pp

FCF margin43%-19.1pp

Returns & leverage

Return on equity34.9%+10.7pp

Debt / equity0×0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDebt.

The source filing: HCI Group’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 4:16 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001193125-26-340280

For Three Months Ended June 30, 2026	Insurance Operations	Exzeo	Reciprocal Exchange Operations	Real Estate (a)	Corporate/Other (b)	Reclassification/ Elimination	Consolidated
Amortization of deferred policy acquisition costs	27,780	—	2,664	—	—	—	30,444
Other policy acquisition expenses	15,557	10,039	4,517	—	3,228	(31,439)	1,902
Stock-based compensation expense	666	760	—	—	1,913	—	3,339
Interest expense	—	—	1,122	453	631	(1,122)	1,084
Depreciation and amortization	283	736	—	848	147	(708)	1,306
Personnel and other operating expenses	12,091	17,789	232	3,177	5,308	(12,068)	26,529
Total expenses	141,074	29,324	17,843	4,478	11,227	(68,266)	135,680
Income (loss) before income taxes (d)	$75,625	$31,426	$7,517	$89	$(3,683)	$(1)	$110,973

Item 1 – Financial Statements

FAQ

What is HCI Group's reciprocal exchange operation — interest expense debt?: HCI Group (HCI) reported reciprocal exchange operation — interest expense debt of $1.12M in Q2 2026.
How has HCI Group's reciprocal exchange operation — interest expense debt changed year-over-year?: HCI Group's reciprocal exchange operation — interest expense debt decreased by 0.2% year-over-year, from $1.12M to $1.12M.
What does reciprocal exchange operation — interest expense debt mean?: This captures the interest costs incurred on debt obligations specifically attributed to the Reciprocal Exchange Operation segment. It serves as a measure of the financing costs required to support the capital structure and liquidity needs of this specific business unit.

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