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HCI Group HCI Increase Decrease In Advance Premium

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Other financials

Income statement

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Revenue$246.7M+11.1%
Net income$73.8M+11.5%
EPS (diluted)$5.60+8.1%

Balance sheet

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Cash & equivalents$872.3M-7.9%
Total debt$997.0K-20.2%
Total equity$1.1B+42.4%
Total assets$2.6B+12.6%

Cash flow

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Operating cash flow$125.1M-13.7%
CapEx$290.0K-44.4%
Free cash flow$124.8M-13.6%

Valuation

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Market cap$2.31B+43.0%
P/E7.2×-3.9×
P/S2.4×+0.3×

Profitability

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Net margin33.7%+14.9pp
FCF margin43%-19.1pp

Returns & leverage

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Return on equity34.9%+10.7pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept hci:IncreaseDecreaseInAdvancePremium.

The source filing: HCI Group’s 10-K, filed February 26, 2026. Open the filing →

Filed
Feb 25, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0001193125-26-076743

FAQ

What is HCI Group's increase decrease in advance premium?
HCI Group (HCI) reported increase decrease in advance premium of $108.75K in Q4 2025.
How has HCI Group's increase decrease in advance premium changed year-over-year?
HCI Group's increase decrease in advance premium decreased by 85.4% year-over-year, from $743K to $108.75K.
What is the long-term trend for HCI Group's increase decrease in advance premium?
Over 4 years (2021 to 2025), HCI Group's increase decrease in advance premium has grown at a -34.8% compound annual growth rate (CAGR), from $2.4M to $435K.
What does increase decrease in advance premium mean?
This metric tracks the change in premiums received from policyholders before the effective date of the insurance coverage. It provides insight into customer demand and the company's ability to collect cash ahead of policy inception.

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