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HCI Group HCI Unearned premiums

Unearned premiums at other companies

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-$2.58M-146%

Other financials

Income statement

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Revenue$246.7M+11.1%
Net income$73.8M+11.5%
EPS (diluted)$5.60+8.1%

Balance sheet

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Cash & equivalents$872.3M-7.9%
Total debt$997.0K-20.2%
Total equity$1.1B+42.4%
Total assets$2.6B+12.6%

Cash flow

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Operating cash flow$125.1M-13.7%
CapEx$290.0K-44.4%
Free cash flow$124.8M-13.6%

Valuation

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Market cap$2.41B+15.0%
P/E7.5×-6.9×
P/S2.5×-0.2×

Profitability

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Net margin33.7%+14.9pp
FCF margin43%-19.1pp

Returns & leverage

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Return on equity34.9%+10.7pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The source filing: HCI Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340280
Line itemSix Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Funds withheld for assumed business(92)3,152
Other assets(19,842)(14,587)
Losses and loss adjustment expenses(17,513)(149,008)
Unearned premiums16,00742,781
Advance premiums25,13824,810
Reinsurance payable on paid losses and loss adjustment expenses(2,369)
Ceded reinsurance premiums payable7,18119,808
Assumed premiums payable2,305(1,801)

Item 1 – Financial Statements

FAQ

What is HCI Group's unearned premiums?
HCI Group (HCI) reported unearned premiums of $61.52M in Q2 2026.
How has HCI Group's unearned premiums changed year-over-year?
HCI Group's unearned premiums increased by 14.1% year-over-year, from $53.92M to $61.52M.
What does unearned premiums mean?
Unearned premiums

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