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Year five at other companies

OceanFirst Financial logo
OceanFirst FinancialOCFC
$1.79B-18.2%
National Bank Holdings logo
National Bank HoldingsNBHC
$1.65B+42.4%
Customers Bancorp logo
Customers BancorpCUBI

Other financials

Income statement

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Revenue$77.9M+35.3%
Net income$18.9M+36.2%
EPS (diluted)$0.48+20.0%

Balance sheet

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Cash & equivalents$268.1M+7.8%
Total debt$20.0M-92.4%
Total equity$1.1B+26.6%
Total assets$8.5B+19.2%

Cash flow

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Operating cash flow$14.0M-27.4%
CapEx$1.3M+11.2%
Free cash flow$12.7M-29.9%

Valuation

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Market cap$1.19B+55.2%
Enterprise value$946.38M+20.5%
P/E16.5×+1.5×
P/S4.5×+1.1×

Profitability

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Net margin27.2%+4.5pp
FCF margin30.1%+0.4pp

Returns & leverage

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Return on equity7.3%+1.3pp
Debt / equity-0.3×

Where this comes from

Reported directly by Heritage Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear.

The official record: Heritage Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Heritage Financial's year five?
Heritage Financial (HFWA) reported year five of $919.14M in Q1 2026.
How has Heritage Financial's year five changed year-over-year?
Heritage Financial's year five increased by 51.3% year-over-year, from $607.7M to $919.14M.
What is the long-term trend for Heritage Financial's year five?
Over 3 years (2022 to 2025), Heritage Financial's year five has grown at a 29.1% compound annual growth rate (CAGR), from $252.54M to $542.98M.
What does year five mean?
This represents the portion of financing receivables scheduled to mature or be collected in the fifth year from the reporting date. It provides insight into the long-term liquidity profile and the duration of the bank's loan portfolio. Investors use this to assess the timing of cash inflows and interest rate sensitivity over a five-year horizon.