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Year five at other companies

M&T Bank logo
M&T BankMTB
$13.37B+21.2%
Heritage Financial logo
Heritage FinancialHFWA
$919.14M+51.3%
Hope Bancorp logo
Hope BancorpHOPE
$2.89B+17.3%
SBC
Seacoast Banking Corporation of FloridaSBCF
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Apollo Commercial Real Estate FinanceARI

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's year five?
OceanFirst Financial (OCFC) reported year five of $1.79B in Q1 2026.
How has OceanFirst Financial's year five changed year-over-year?
OceanFirst Financial's year five decreased by 18.2% year-over-year, from $2.18B to $1.79B.
What is the long-term trend for OceanFirst Financial's year five?
Over 5 years (2020 to 2025), OceanFirst Financial's year five has grown at a 27.9% compound annual growth rate (CAGR), from $620.95M to $2.13B.
What does year five mean?
This represents the portion of financing receivables scheduled to mature or be collected in the fifth year from the reporting date. It provides insight into the long-term liquidity profile and the duration risk of the loan portfolio. Investors use this to assess the timing of cash inflows from long-term lending activities.