What does international - property — IBNR mean?

Incurred But Not Reported (IBNR) reserves represent the estimated liability for claims that have occurred but have not yet been formally reported to the insurer. This metric is critical for assessing the adequacy of loss reserves for the International Property segment. It reflects the actuarial uncertainty and the potential future financial impact of latent claims within the portfolio.

Hamilton Insurance Group, Ltd. HG International - Property — IBNR

Other product segments

Bermuda - Casualty

$834.65M+44.7%

International - Casualty

$582.84M+28.8%

International - Specialty

$393.17M+27.2%

Bermuda - Specialty

$239.7M+11.5%

Bermuda - Property

$234.83M+6.9%

Similar metrics at other companies

CNAInternational — IBNR

$1.91B—

CNAInternational — Net IBNR Reserves

$1.96B+17.1%

SIGICommercial property — IBNR

$53.81M-16.7%

HIGProperty Insurance — IBNR Reserves

27,100,000,000%-5,100,000,000pp

LMNDProperty Insurance — IBNR

$64.6M+15.8%

RNRProperty — IBNR

$2.04B-44.9%

Other financials

Income statement

See full

Revenue$758.9M-1.3%

Net income$217.0M+19.7%

EPS (diluted)$1.31+70.1%

Balance sheet

See full

Cash & equivalents$955.5M+4.6%

Total debt$149.8M-0.1%

Total equity$2.7B+13.5%

Total assets$9.9B+18.2%

Cash flow

See full

Operating cash flow$100.8M+189%

Valuation

See full

Market cap$3.21B+40.4%

Enterprise value$2.41B+60.1%

P/E3.7×-0.8×

P/S1.1×+0.2×

Profitability

See full

Net margin30.2%+9.1pp

Returns & leverage

See full

Return on equity34.2%+11.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Hamilton Insurance Group, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet.

The official record: Hamilton Insurance Group, Ltd.’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hamilton Insurance Group, Ltd.'s international - property — IBNR?: Hamilton Insurance Group, Ltd. (HG) reported international - property — IBNR of $82.47M in Q4 2025.
What does international - property — IBNR mean?: Incurred But Not Reported (IBNR) reserves represent the estimated liability for claims that have occurred but have not yet been formally reported to the insurer. This metric is critical for assessing the adequacy of loss reserves for the International Property segment. It reflects the actuarial uncertainty and the potential future financial impact of latent claims within the portfolio.