What is Hippo Holdings's property lines — IBNR?

Hippo Holdings (HIPO) reported property lines — IBNR of $69.6M in Q4 2025.

What does property lines — IBNR mean?

This represents the estimated liability for claims that have occurred but have not yet been reported to the insurer by the policyholder. It is a critical actuarial reserve component that accounts for the time lag between loss events and claim notifications. A stable or predictable IBNR ratio is essential for maintaining adequate capital buffers and ensuring long-term solvency.

Hippo Holdings HIPO Property Lines — IBNR

Other product segments

Casualty Lines

$6.5M—

Similar metrics at other companies

LMNDProperty Insurance — IBNR

$64.6M+15.8%

RNRProperty — IBNR

$2.04B-44.9%

SIGICommercial property — IBNR

$53.81M-16.7%

HGInternational - Property — IBNR

$82.47M+6.3%

SIGIHomeowners — IBNR

$25.31M+8.3%

SIGIBusinessowners’ policies — IBNR

$37.75M+18.5%

Other financials

Income statement

See full

Revenue$121.5M+10.2%

Operating income-$561.6K—

Net income$7.1M+115%

EPS (diluted)$0.27+114%

Balance sheet

See full

Cash & equivalents$304.8M+69.1%

Total debt$3.6M-59.6%

Total equity$448.7M+39.0%

Total assets$2.1B+33.9%

Cash flow

See full

Operating cash flow$8.5M+124%

CapEx$100.0K0.0%

Free cash flow$8.4M+124%

Valuation

See full

Market cap$673.55M-6.1%

Enterprise value$372.35M-31.8%

P/E6×—

P/S1.4×-0.4×

Profitability

See full

Net margin23.4%—

FCF margin11.1%—

Returns & leverage

See full

Return on equity29.2%—

Debt / equity0×0.0×

Current ratio0.7×—

Where this comes from

Reported directly by Hippo Holdings in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet.

The official record: Hippo Holdings’s 10-K, filed March 5, 2026, on SEC EDGAR. View the filing →

Ask your AI about Hippo Holdings's property lines — ibnr.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Hippo Holdings's property lines — IBNR?: Hippo Holdings (HIPO) reported property lines — IBNR of $69.6M in Q4 2025.
What does property lines — IBNR mean?: This represents the estimated liability for claims that have occurred but have not yet been reported to the insurer by the policyholder. It is a critical actuarial reserve component that accounts for the time lag between loss events and claim notifications. A stable or predictable IBNR ratio is essential for maintaining adequate capital buffers and ensuring long-term solvency.