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Hippo Holdings HIPO Property Lines — IBNR

Other product segments

Casualty Lines
$6.5M

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Other financials

Income statement

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Revenue$121.5M+10.2%
Net income$7.1M+115%
EPS (diluted)$0.27+114%

Balance sheet

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Cash & equivalents$304.8M+69.1%
Total debt$3.6M-59.6%
Total equity$448.7M+39.0%
Total assets$2.1B+33.9%

Cash flow

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Operating cash flow$8.5M+124%
CapEx$100.0K0.0%
Free cash flow$8.4M+124%

Valuation

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Market cap$855.81M+18.3%
Enterprise value$554.61M+10.1%
P/E7.6×
P/S1.8×+0.1×

Profitability

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Net margin23.4%
FCF margin11.1%

Returns & leverage

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Return on equity29.2%
Debt / equity0.0×
Current ratio0.7×

Where this comes from

Reported directly by Hippo Holdings in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet.

The source filing: Hippo Holdings’s 10-K, filed March 5, 2026. Open the filing →

Filed
Mar 4, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0001828105-26-000008

FAQ

What is Hippo Holdings's property lines — IBNR?
Hippo Holdings (HIPO) reported property lines — IBNR of $69.6M in Q4 2025.
What does property lines — IBNR mean?
This represents the estimated liability for claims that have occurred but have not yet been reported to the insurer by the policyholder. It is a critical actuarial reserve component that accounts for the time lag between loss events and claim notifications. A stable or predictable IBNR ratio is essential for maintaining adequate capital buffers and ensuring long-term solvency.

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