What is Hippo Holdings's casualty lines — IBNR?

Hippo Holdings (HIPO) reported casualty lines — IBNR of $6.5M in Q4 2025.

What does casualty lines — IBNR mean?

Incurred But Not Reported (IBNR) reserves represent the estimated liability for claims that have occurred but have not yet been formally reported to the insurer. This metric is critical for assessing the adequacy of loss provisions and the actuarial accuracy of the Casualty Lines segment's long-term liability projections.

Hippo Holdings (HIPO) Casualty Lines — IBNR

Screener

Other product segments

Property Lines

$69.6M—

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$834.65M+44.7%

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$582.84M+28.8%

LMNDCar — IBNR

$40.5M+0.7%

LMNDPet — IBNR

$6.2M+67.6%

CNASurety — IBNR

45,600,000,000%+2,900,000,000pp

Other financials

Income statement

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Revenue$121.5M+10.2%

Net income$7.1M+115%

EPS (diluted)$0.27+114%

Balance sheet

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Cash & equivalents$304.8M+69.1%

Total debt$3.6M-59.6%

Total equity$448.7M+39.0%

Total assets$2.1B+33.9%

Cash flow

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Operating cash flow$8.5M+124%

CapEx$100.0K0.0%

Free cash flow$8.4M+124%

Valuation

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Market cap$855.81M+18.3%

Enterprise value$554.61M+10.1%

P/E7.6×—

P/S1.8×+0.1×

Profitability

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Net margin23.4%—

FCF margin11.1%—

Returns & leverage

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Return on equity29.2%—

Debt / equity0×0.0×

Current ratio0.7×—

Where this comes from

Reported directly by Hippo Holdings in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet.

The source filing: Hippo Holdings’s 10-K, filed March 5, 2026. Open the filing →

Filed: Mar 4, 2026, 7:00 PM EST
Fiscal year: FY2025
Accession: 0001828105-26-000008

FAQ

What is Hippo Holdings's casualty lines — IBNR?: Hippo Holdings (HIPO) reported casualty lines — IBNR of $6.5M in Q4 2025.
What does casualty lines — IBNR mean?: Incurred But Not Reported (IBNR) reserves represent the estimated liability for claims that have occurred but have not yet been formally reported to the insurer. This metric is critical for assessing the adequacy of loss provisions and the actuarial accuracy of the Casualty Lines segment's long-term liability projections.